For most of us, a car is one of the biggest purchases we’ll ever make after a house so it’s naturally something you want to get right. It can be easy to get overwhelmed by the thousands of models on offer and various pieces of advice from expert salespeople. That’s why we’ve put together the five important steps to take to ensure that you make a smart buy that is both great on the road easy on your pocket.
Insurance companies promise a lot of things. That they’re faster and cheaper than the next guy. Or that they’ll always be there for you. At Santam, we’ve always said that we do insurance good and proper. Insurance with no ifs, no buts and no maybes. Insurance that looks for reasons to pay you, rather than reasons not to.
Starting a business is probably one of the most exciting things you’ll do in your lifetime. The freedom of doing your own thing is priceless, yet many entrepreneurs cite cash flow troubles as one of their biggest challenges. We’ve put together a list of common burdens to watch out for as you budget for your new venture.
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Breaking up is hard to do – but not in the case of your insurance company. You can switch insurance to whichever company you want, whenever you want. It should never be difficult or ‘wrong’ to change insurance companies. You might want to hold out for a no-claims bonus or think that your loyalty will be repaid with lower premiums, however if you feel that your insurance provider no longer has your best interests at heart, it might be time to move on – no matter what time of year or at what point of your policy term you are.
Choosing the right insurance for your home and possessions is really important. How would you replace everything in your house if it was destroyed or stolen?
Agriculture GDP growth is slow in the current short term and the performance of South African agriculture is heavily influenced by climatic conditions. The on-going drought has brought a lot more focus onto our farmers, the tough conditions they are facing and just how important this sector is both for the economy and our survival. From mega farmers running businesses worth hundreds of millions of rands to the small subsistence farmer, many agricultural businesses are looking at alternative means to increase their income – whether it’s branching out into game farming or tourism. New ventures require different skills - especially when farming with livestock and/or crops – and these activities bring about legal liability risks.
Thunder storms, hail, heavy rain and flooding are all part of the seasonal weather patterns in the summer rainfall areas of South Africa. But sudden and severe weather events present increased dangers and risks to motorists and pedestrians alike.