Insurance:
for me
for my business
for specialised risks
for agriculture
About us
Contact us
Back
Products
I want to
Insurance for specialised risks
Insurance for agriculture
Santam group
Investor relations
Join us
Call us on
or
For claims related queries
Log in
Your home is your haven, a place to relax and feel safe. But your house is exposed to everyday risks, and the consequences of it not being properly protected can be devastating. Let us ensure you have the right cover to protect your property against unexpected fire, explosion, flood, lightning, burglary and theft. We’ll cover the structures as well as fixtures and fittings on your property, so you and your family can rest easy.
Emergency household repairs? After-hours plumber? Legal assistance? You got it. Simply call our 24/7 emergency & claims line on 0860 505 911.
Avoid being caught short by using our online risk calculators to determine the correct value of your home and its contents.
Insurance solutions to suit your needs
Affordable insurance is not the same as cheap insurance. Let us help you find the right insurance solution for your needs at an affordable rate.
Included
Excluded
*Comprehensive, Limited and Third party covers are available with these solutions.
When you insure the things you value, it’s important to ensure your cover won’t leave you underinsured should the unforeseen happen.
Swipe for more
Quality affordable insurance for people who are growing their wealth.
Insure your car while enjoying optional extras at a competitive price.
Tailored, comprehensive insurance for financially established individuals.
Insure your building, contents and car, and benefit from optional extras to help prepare you for the unexpected.
For discerning individuals looking to insure their most valuable assets.
Comprehensive, personalised insurance with a flexible worldwide cover option, extended limits and a dedicated team of expert claims and service consultants.
Find out more about our additional options that allow you to tailor your cover to your specific needs.
Property damage caused by subsidence or landslip can be devastatingly expensive. Make sure you are fully covered when the ground beneath your property shifts.
With ongoing interruptions to the electricity grid and regular unscheduled power outages, the risk of power surge to electrical appliances is heightened. This can result in extensive damage to electrical appliances, computer equipment, home entertainment and other portable devices. Our cover offers indemnification in the unfortunate event of power surge damage to your appliances and electronic equipment.
Cover costs associated with damage to your geysers or hot water cylinders caused by wear and tear, rust, decay or latent defects. This cover will ensure that you keep you water warm and your home dry as soon as possible after an unfortunate incident.
Installed machinery for swimming pools, spa baths, boreholes (excluding windmills), sprinkler irrigation systems, electric gates, garage doors, central vacuum cleaning systems, water pumps, air conditioners, stoves, walk-in refrigerators and freezers, alarms, security surveillance equipment, solar power generation systems and panels as well as electrical power generators are covered against accidental damage.
One in three homes in South Africa is underinsured. Luckily, you can avoid being caught short by using our online risk calculators to determine the correct value of your home and its contents.
When you need us, we’re there – with 24/7 emergency services that come standard with your home insurance policy. View our emergency services.
When you need a professional plumber NOW!
Get the urgent assistance you need when you need it.
Our professional electricians will have you up and running in no time.
Locked out? Need to change your locks? You’ve got it.
Need immediate assistance?
0860 505 911
If you don’t ask, you’ll never know how much you could save.
You’re just a few short questions away from getting a quote for your home.
View all
Home advice Article
Are you adequately insured against a fire in your home?
How to maintain your geyser to prevent accidents
Insure your household contents properly
Tel: 0860 444 444
E-mail: insure@santam.co.za
Tel: 0860 505 911
Santam offers extensive home contents cover to ensure that your household goods are sufficiently protected against any insurable adverse event. You can visit the Insurance for me section on the website for more information on our range of insurance benefits and services. From there you can submit a request for a quotation, or you are welcome to contact the Santam Direct team on 0860 444 444 to talk to them about the options available to you.
Santam investigates each claim on its own merits and circumstances. Should it be found that electrical work does not comply with regulations there might be issues with the claim. However, if it was done correctly and it was found that the loss/or damage falls within the cover provided by the policy contract, the loss/or damage would be covered.
Can't find what you are looking for? Visit the help centre
We use cookies and similar technologies to help personalise content, tailor and measure ads and provide a better experience. By clicking accept, you agree to this, as outlined in our cookies policy.
To get insurance for you, provide a few details and let us call you, or call us on 0860 444 444.
To get insurance for you, provide a few details and let us call you, or call us on 0860 444 444.
First name
Please provide your first name
Surname
Please provide your surname
Phone number
Please provide a valid phone number
ID number
Please provide a valid ID number
E-mail address
Please provide a valid e-mail address
Please agree to the Terms & conditions
Thanks for your details !
A sales consultant will be in touch within the next 24 business hours to discuss your building and contents insurance needs.
We will send your reference number () to
Our business hours are:
Mon - Fri:
Sat:
Sun:
07:00 - 19:00
08:00 - 13:00
Closed