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What was once a toy is now a major global industry

Drones have rapidly evolved from pricey gadgets into essential tools and popular recreational devices. At Santam, we provide personal drone insurance designed for hobbyists and private drone owners alike. With drone prices ranging from R1,000 to over R100,000, protecting your investment is crucial. Our drone insurance cover safeguards you against loss, damage, and liability in case your drone causes injury or property damage. Get the right drone insurance policy that understands the unique risks of this fast-growing industry.

The benefits of insuring your drone with us

Protect yourself and others

As drones gain popularity, Santam Aviation offers comprehensive drone liability insurance tailored for private drone owners and operators, ensuring you’re covered for any eventuality.

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Expertise in drones

Our drone insurance policy protects your hobby drone against loss or damage, and provides liability cover if your drone causes injury or property damage to others.

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Comprehensive cover

Get peace of mind with comprehensive drone insurance from South Africa’s leading provider of personal and recreational drone insurance.

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Why you need drone insurance

Did you know that 75% of drone accidents result from pilot error? Additionally, 10% of drones are destroyed on their very first flight. These stats aren’t surprising considering that around 50,000 recreational and hobby drones are flown by amateurs across South Africa. Given these risks, having personal drone insurance is essential. Drones can be costly, and if yours is lost, damaged, or causes injury or property damage, you could face significant financial loss without proper drone liability insurance.

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Help and FAQ's

Head: Aviation

Tel: 011 912 8405

E-mail: james.godden@santam.co.za

Why do I need drone insurance?

Even for recreational flying, drone insurance is important. It helps protect you financially if your drone is damaged or if it accidentally injures someone or causes property damage. Drone liability insurance offers peace of mind while you fly.

Does Santam offer hobby drone insurance?

Yes, Santam offers hobby drone insurance for recreational and personal use. This includes cover for accidental damage to your drone and third-party liability, so you can enjoy your hobby with confidence.

What does drone insurance cover?

Drone insurance cover typically includes accidental loss or damage to your drone, as well as drone liability insurance for third-party injury or property damage. Cover may vary depending on your policy, so check the details carefully.

Is drone liability insurance mandatory for recreational users in South Africa?

While not legally required for recreational use, drone liability insurance is strongly recommended. It protects you if your drone accidentally causes injury or damage, even when flying for personal use.

What’s the difference between personal and commercial drone insurance?

Personal drone insurance is designed for recreational use, while commercial drone insurance is for professional or business use. Commercial policies usually offer higher cover limits and additional requirements.

What affects the cost of a drone insurance policy?

The cost depends on factors like your drone’s value, how it’s used, your experience, and the level of cover you choose. Whether you need private drone insurance or something more comprehensive, we can provide a tailored quote.

Does drone insurance cover loss or theft?

Yes, many drone insurance policies include cover for theft or loss. This helps protect your investment if your drone is stolen or disappears during use.

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