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Your possessions make your house a home – whether it’s a fridge, furniture, or laptop, they need to be protected as much as the building they are housed in. We insure your household contents for their replacement value, avoiding expensive surprises when things go wrong. We’ll cover you for loss or damage in the event of a fire, explosion, storm, flood, lightning, burglary or theft. Best part? We look for reasons to pay.
24/7 emergency services that comes right to your door
Geyser leak? Locks in a jam? Medical emergency? No problem. Simply call our 24/7 emergency and claims line on 0860 505 911.
Protection for me and my family
Our 24/7 emergency services include roadside assistance, chauffeur services, emergency household repairs and much more. Call 0860 505 911.
An additional 10% cover during the festive season
As festive as the season is, it comes with certain risks. As a policyholder, you’ll get an additional 10% cover on home contents between 15 December and 31 January at no additional cost.
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When you insure the things you value, it’s important to ensure your cover won’t leave you underinsured should the unforeseen happen.
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Quality affordable insurance for people who are growing their wealth.
Insure your car while enjoying optional extras at a competitive price.
Tailored, comprehensive insurance for financially established individuals.
Insure your building, contents and car, and benefit from optional extras to help prepare you for the unexpected.
For discerning individuals looking to insure their most valuable assets.
Comprehensive, personalised insurance with a flexible worldwide cover option, extended limits and a dedicated team of expert claims and service consultants.
Find out more about our additional options that allow you to tailor your cover to your specific needs.
We offer cover for your cherished and valuable items even when you take them out of the house, from special clothing to eyewear, jewellery, cellphones and photographic equipment.
Take care of paying guests with up to R10 000 cover for trauma treatment, personal effects and emergency expenses. Then take care of business with up to R5 000 cover for damages to external signs, blinds and canopies, as well as dry cleaning.
Legal expenses can put a severe dent in your bank balance. We cover legal defence costs for family matters, criminal, civil or labour court actions.
Protect yourself when the unexpected happens. Our personal legal liability cover includes your legal responsibility for accidental physical loss of or damage to someone else’s property or belongings.
Your house is your haven, your safe place. Make sure the building is properly protected against unexpected events like fire, explosion, storm, flood and lightning.
Protect your future and the future of your loved ones. We provide cover for your accidental death or permanent disability as a result of bodily injury within 12 months of an accident.
Travel a lot? Wherever you are in the world, we’re with you – ensuring you’re covered against eventualities that are not covered under your personal legal liability cover.
Property damage caused by subsidence or landslip can be devastatingly expensive. Make sure you are fully covered when the ground beneath your property shifts.
Life is unpredictable. You never know when you could lose something valuable to you. Our personal All risks insurance covers the loss of or damage to items you normally wear or carry outside your home, wherever you are in the world. This includes clothing and personal effects as well as specified personal items like cellphones, laptops, bicycles, sunglasses and jewellery.
One in three homes in South Africa are underinsured. Luckily, you can avoid being caught short by using our online calculators to determine the correct value of your home and its contents.
When you need us, we’re there – with 24/7 emergency services that come standard with your home insurance policy. View our emergency services.
Drain blocked? Toilet backing up? We'll get a plumber to your home to sort it out ASAP.
Get the urgent assistance you need when you need it.
Locked out? Need to change your locks? You’ve got it.
Our pro electricians will have you up and running in no time.
Need immediate assistance?
0860 505 911
Answer a few short questions to get an obligation free quote for your home contents.
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Tel: 0860 444 444
E-mail: insure@santam.co.za
Tel: 0860 505 911
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