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With the ongoing reality of load shedding here in South Africa, our homes and businesses are constantly exposed to potential risk of damage to electronic equipment and compromised security systems.
Taking proactive measures to help mitigate these risks will ensure that you are prepared for any eventuality and inconvenience associated with both scheduled and unplanned electricity outages.
Here are twelve tips to help you home against potential load shedding risks, without the need of a generator or solar panels.
Planning for electric surges
Electric surges are one of the biggest causes of damage to your household equipment during a power outage. Installing a surge protection device can help minimise some damage in unforeseen situations. Have a surge protection device fitted to your electrical distribution board or at the power outlets to electronic devices. Contact a profession electrical contractor to discuss the process and costs involved.
How Santam can help during load shedding
We know that load shedding is frustrating and inconvenient and want to do everything in our power to safeguard your home and your belongings. Consult with your intermediary or contact Santam Direct to find out if you require any additional cover to protect you against the associated risk of power outages.
As a Santam policyholder, you can opt for Accidental Damage cover, which covers damage caused by power surges. Santam's personal house contents section further provides cover for deterioration of contents of refrigerators in the event that load shedding exceeds 24 hours.
You can also protect fixed machinery from power surges by increasing the limited cover provided. By taking out additional power surge cover under your building insurance, this will provide peace of mind that fixed machinery – such as swimming pools, Jacuzzis, boreholes, sprinkler irrigation systems and electric gates – will be covered in the event of power surge damage.
We encourage you to use this opportunity to review your household insurance policy to ensure that you are sufficiently protected against these eventualities. If you have any questions about your existing insurance cover, speak to your broker or call Santam Direct on 0860 444 444.
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