Switch to Santam Insurance

No one likes claiming. We get it. That’s why it’s time you speak to the insurer that looks for reasons to pay you rather than not. It’s one of the reasons consumers and brokers voted us the most reliable personal insurer when it comes to paying claims

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CAR

Comprehensive cover for all vehicle types and car emergencies

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HOME

Protect your assets and keep your treasures covered

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BUSINESS

Specialised risk cover to help take your business further

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AGRICULTURE

Protect your heritage with the right insurance solutions for your farm

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The benefits of insuring with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose Insurance good and proper.

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Car and home advice

How difficult is it to change insurers and how do you know you’re with the right insurer? Get tips and advice on how and when to make the change.

How and when to switch insurers

How and when to switch insurers

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7 Steps to switching car insurance

7 Steps to switching car insurance

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Insure your household contents properly

Insure your household contents properly

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Make sure you’re properly covered

Are you sure your homeowners insurance covers it all? Use our online calculators to determine whether your building or home contents are sufficiently insured.

Building insurance calculator

Did you know that approximately one out of three South African homes is currently underinsured by at least 30%? Use our online calculator to determine the true replacement value of your house and other buildings.

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HOME INVENTORY CALCULATOR

It is easy to underestimate the value of your home’s contents. Sadly, this can be an expensive oversight should something ever go wrong. Make sure your home contents are sufficiently covered by using our online calculator to establish the true value of your belongings.

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What would you rather do than claim?

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run through a forest blindfolded

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get a haircut from a kid

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listen to a chalkboard orchestra

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be a human birdfeeder 

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take a shower in a carwash 

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Isn’t it time to make a change?

Ways to manage your insurance

Managing your insurance has never been easier with our dedicated client website and Santam app. Get quick and easy access to your insurance portfolio to report and track claims, view your policy details, and request adjustments to your policies. It’s just another way that we do insurance good and proper.

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