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It’s not easy running a business. Fierce competition, demanding customers and unreliable supply chains are some of the everyday challenges that can put your business at risk. But there are some things you can count on – your business savvy and our cover. Santam offers insurance good and proper for businesses of all sizes. Our depth of expertise means we recognise specific risks your organisation may face and provide tailored solutions for optimal cover. Because choosing the right insurance for your business is the foundation of protecting it.
From comprehensive commercial business cover to specialist risk products for niche industries, we’ll find the best solution to match your current requirements, with the flexibility to change as your business does.
Insurance risk is determined by many factors. With 105 years of insurance expertise, we provide you with industry-specific cover suitable to the stage that your business is in.
Specialist risks for niche industries
Insurance is rarely a one-size-fits-all solution. We have crafted a range of specialist risk products designed for niche industries with unique and specific needs.
No matter the size of your business, we’ll cover all your vehicles against everyday travel risks. We offer eight different cover options to select from depending on your needs and budget.
Whether you own or rent a property, your business premises is the heart of your business. Our comprehensive range of cover solutions offers protection against damages to your business’s physical assets, as well as for losses arising from an incident causing an interruption to your business operations.
Protect the business you’ve spent time and effort building against a wide range of liabilities. Our specialist liability cover options protect your business against legal liabilities for property damage or bodily injuries to third parties arising out of your business activities, with the option to extend cover to include legal liability for products supplied and defective workmanship. Specialist covers can be obtained via SHA and/or Mirabilis . Additional contingency cover can be arranged for employee injury during their employment, and more.
No two businesses are alike and, when it comes to specific industries, the needs of a business can differ vastly. Delivering on our promise to provide insurance good and proper, not only can our standard business insurance be customised to suit your needs, but we’ve created tailor-made insurance products to meet the unique requirements of specific industries.
We offer standard business solutions and industry-specific cover for guesthouses, B&Bs, timeshare and more. Helping to keep your doors open.
We know the ins and outs of what it takes to cover B&Bs, hotels, game farms, golf estates, restaurants and restaurant franchises, and more. So, you can continue to welcome global travellers to your premises.
Sectional title, homeowners’ associations, retirement villages – we meet the needs of the collective property schemes industry with comprehensive, industry-specific solutions. For when people’s homes depend on it.
Protecting the assets of educational institutions is a highly specialised field. We offer protection against risk for buildings, equipment, sports facilities and more. So, you can keep growing our future generations.
Insuring religious institutions requires an in-depth knowledge of the specific risks these organisations face. Our expertise, which spans over 105 years, guarantees peace of mind that all eventualities have been anticipated.
Cybercriminals no longer only target big businesses. Large, small, whichever industry you’re in, every business is a potential target for criminals and they are getting more and more sophisticated every day. Insure your company against cyber threats such as data breaches, cyber extortion and cybercrime and associated third-party liability arising from a breach.
At Santam, we understand this and know that your time is precious. You need to focus 100% of your time and energy on your livelihood. With Santam Business Assist, we work hard for you by taking care of the administrative tasks while you focus on growing your business.
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Even with the best plans in place, emergencies can arise. Santam Business Assist is designed to help you handle unforeseen office emergencies with ease. Whether it’s plumbing, electrical issues, a broken window, lost or broken keys, renewing your vehicle’s licence disc or a driving service; we have someone to assist you.
Access to telephonic financial advice and preventative education rendered by highly skilled professional consultants to help you manage your finances effectively.
Access to experts to help you with your marketing needs. An online presence can widen your exposure to potential customers, bolstering sales.
Santam Business Assist connects you to qualified legal advisors and HR experts who will help you with your labour and HR related matters.
Offers IT support on IT related issues for personal computers and laptops operated in small businesses.
In running your business, you need to purchase goods, services and equipment on a regular basis. In addition, you might need to book appointments, arrange travel and accommodation. If you are in the business that looks out for tenders, the ability to keep track of relevant tenders can be costly and time consuming.
Need immediate assistance?
0860 109 971
Let’s create your perfect solution together. Contact one of our expert intermediaries to customise your cover.
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Cybercrime: The greatest business risk of our time
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