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In today’s increasingly challenging risk landscape, you need a corporate property insurance expert with in-depth knowledge and solution-driven products that offer you the coverage that’s right for your business. Emerald Risk Transfer is the largest underwriting manager of corporate property and affiliated engineering risks in South Africa. Key to our success is the correct understanding and measurement of risk, appropriate reinsurance placement, and accounting and effective claims management.
The current capacity per risk is ZAR 1.5 billion based on policy loss limit in South Africa and Namibia. The current capacity per risk is USD15O million or local currency equivalent on a limit of liability basis for the rest of Africa (Excluding South Africa and Namibia).
Emerald is able to offer AA-rated security through a binding authority from New Reinsurance Company Ltd (NewRe) and may use their international Standard & Poors AA- credit rating to write inwards reinsurance business. NewRe is registered in Zurich, Switzerland and is a wholly owned subsidiary of Münchner Rückversicherungs-Gesellschaft (Munich Re).
Significant portfolio throughout Africa
We have access to the Sanlam Pan Africa cedant network in 29 African countries, with a significant existing portfolio throughout the African continent, offering insurance solutions to over 600 clients in Africa, of which 75 are South Africa’s top 100 companies. We also insure businesses in India, Southeast Asia and the Middle East.
Established in 1999, Emerald Risk Transfer is a wholly owned subsidiary of Santam Limited that offers solution-driven insurance products to corporate policyholders. We aim to create innovative solutions and quality capacity while maximising returns to all stakeholders. (Emerald is an authorised FSP).
Industrial manufacturing and engineering works
Leisure and tourism, hotel and lodge groups
Political and non-political riot, strike and civil commotion, including terrorism and war if required
State and municipal entities with or without power generating plants
Conventional power generation
Freight and passenger rail entities (including stations and rolling stock)
Telecommunications (fixed and mobile networks)
Petrochemical (excluding risks outside of Africa)
Infrastructure (airports, ports, water supply and electricity suppliers)
Industrial food and agriculture processing
Mining (including underground risks)
Mining process (including smelters and furnaces)
Large retail and property portfolios
011 658 8200
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