Your business is your livelihood and it is only fitting that you would want to protect it.

The VUM Business Lite is a reliable, simple-to-understand and affordable insurance cover, designed to protect small businesses against unforeseen events that can lead to financial loss. We protect what you’ve worked so hard for by offering a wide range of cover for businesses, from car washes to funeral parlours, hair salons and spaza shops.

Why choose VUM for emerging business insurance

Quick turnaround

The success of your business depends on keeping its doors open; there isn’t a minute to waste. When the unfortunate happens, our job is to get your business back as quickly as possible, so we have streamlined our business process to offer a quick turnaround on quotations and claims.

Industry-leading products

Our experience and knowledge help us develop innovative products that meet the needs of a growing business.

Expert cover for a range of businesses

No matter what your business is, we understand the risk and challenges you face. We offer expert advice and industry-leading insurance solutions for emerging companies from car washes to spaza shops to funeral parlours.

More about Emerging businesses

A healthy small business sector is universally recognised as a key driver of economic success, creating employment, poverty alleviation and income-generation. With our country’s high unemployment rate, we are increasingly called upon to be self-reliant, to take risks and initiatives and to generate our own income. As a business owner, you have taken the risk of starting your own business and we salute you.

Our range of solutions

Covers for:

Buildings, contents and stock

Business all risks

Electronic equipment & machinery

Public liability

Personal Accident

Motor and optional goods in transit



Get a quote

To get business insurance, provide a few details and let us call you.