Car advice

Car advice

6 tips to get the most for the car you're trading in

Car advice

Got your eye on a next set of wheels? Then you’ve probably wondered what to do with your existing car. You could sell it privately or go for the quicker, more convenient option – trading it in at a dealership.


3 easy steps to trading in your car

Car advice

3 easy steps to trading in your car

Trading in your old car for a shiny newer model is by far the most convenient way to upgrade your set of wheels. Although you will get more money selling it yourself, most dealerships will fall over themselves to sell you a great value second-hand car. The trick to getting the best deal is to do your homework and be a savvy negotiator. Follow these three steps to win at trading in.

Advice on car financing

Car advice

Advice on car financing

If you don’t have cash to buy a car, then you borrow the money from a bank. It’s a simple enough transaction, yet vehicle financing can seem complicated when you have to navigate terms like residuals, prime lending rates, finance terms and more. We explain all the factors that determine how much you pay every month to help you buy smartly.

Get the full picture: hidden costs of trading in your car

Car advice

Get the full picture: hidden costs of trading in your car

Trading in your car is a convenient way to get your hands on a shinier, newer model. However, sales people often put too much focus on the most affordable monthly installment, leaving you to budget for all those hidden extras you may not have considered. Before you lose your heart on your dream car, run through this list of common expenses to help you see the full picture and make a smart buy.

Common car trade-in questions answered to help you buy smartly

Car advice

Common car trade-in questions answered to help you buy smartly

Is your car’s aircon not working again? Brakes causing you headaches? These are some of the common gripes car owners have to deal with, making it very tempting to get a dealer to take it off your hands. If you’ve decided that a trade-in is for you, make sure you have the full picture, as the process of trading a car is often misunderstood. We answer some common car trade-in questions.

Trading in: the right time, the right price

Car advice

Trading in: the right time, the right price

Got your eye on a bigger car or a newer model? New-car envy can easily creep up on you, making it tempting to trade in your old faithful for a shiny new set of wheels. But should you go car shopping when there isn’t much wrong with the car you have?

What to do when hail damages your car

Car advice

What to do when hail damages your car

More than R2 billion in claims were paid out following the massive hail storm which sent hail the size of golf balls pelting down onto Gauteng cars and homes on 27 November 2013. There have been other hail storms since but industry insiders agree – when a hail storm breaks out during peak hour traffic, it can prove disastrous f or most vehicle owners.

Negotiation tips for trading in your car

Car advice

Negotiation tips for trading in your car

If you’ve weighed up the pros and cons of trading in your car versus selling it yourself and decided that the former option is a more convenient choice, good for you. You can still get a great deal if you make it as attractive a sell as possible, do your homework, and if you know which tactics to use to get the best price. Follow these tips on negotiating your way to getting a good deal.

Pros and cons of trading in your car

Car advice

Pros and cons of trading in your car

When deciding on selling your car, there are several factors to consider before attempting to put it on the market yourself. Here we take you through the pros and cons of doing a trade-in.

Get affordable car insurance that covers all your needs

Car advice

Get affordable car insurance that covers all your needs

Many people think the costs of vehicle insurance premiums are beyond their financial reach but there are affordable insurance solutions that can protect your vehicle and your financial well-being.

Your guide to buying and selling a car

Car advice

Your guide to buying and selling a car

We guide you through all the need-to-knows when it comes to buying and selling a car, how to get the best price, and how to make sure you have the right car insurance cover.

Considering cheap car insurance? Choose wisely

Car advice

Considering cheap car insurance? Choose wisely

Cheaper doesn’t always mean better, especially when it comes to insuring your car.

Pay the right insurance premiums with our vehicle calculator

Car advice

Pay the right insurance premiums with our vehicle calculator

If you want to make sure you pay the right premium for your car insurance, make sure it is insured for its correct value.

Car balloon payments: protect yourself with insurance cover

Car advice

Car balloon payments: protect yourself with insurance cover

Whether your car is stolen or written off after an accident, top-up cover or credit shortfall insurance could help you if you’re in a financial bind.

Car maintenance advice

Car advice

Car maintenance advice

Most insurers offer their policyholders the benefit of emergency road-side services such as tow-in assistance following a mechanical or electrical breakdown, jump start service, tyre-change assistance. But what if it’s a case of mechanical part failure?

Car price guides and the value of your car

Car advice

Car price guides and the value of your car

We recommend car shoppers consider how car dealerships price cars in order to evaluate whether that car is, in fact, worth the price tag.

Getting your car evaluated? Here’s what you need to know

Car advice

Getting your car evaluated? Here’s what you need to know

When it comes to a car evaluation, most dealerships will consider a number of factors before settling on the figure they think your car is worth.

Third-party vehicle cover: what you need to know

Car advice

Third-party vehicle cover: what you need to know

Here’s everything clients need to know about third-party vehicle cover on South African roads today.

The difference between the retail and market value of a car

Car advice

The difference between the retail and market value of a car

Would you need to completely replace your car if it is stolen or written off after an accident? If so, do you know what value your car has been insured for? For many of us, the difference between the retail and market value of your car is confusing but fortunately Santam’s experts can help us figure it out.

How to trade in your second-hand car and get the most cash for it

Car advice

How to trade in your second-hand car and get the most cash for it

Trading in a second-hand car at a dealership is convenient but may mean that you get less than you bargained for. We enlisted the help of a financial journalist to help you get the most from your trade-in.

Should I insure my car for retail, trade-in or market value?

Car advice

Should I insure my car for retail, trade-in or market value?

Many South Africans don’t understand that you can insure your car for different values but in order to understand how your premium will be calculated, it is important to understand the difference between retail, trade or market value.

How to protect your car from pothole damage

Car advice

How to protect your car from pothole damage

A pothole is one of your car’s worst enemies. We look at how to avoid them, the warning signs to watch out for and what to do if you've hit one.

4 tips to ensure you’re protecting your eyes properly

Car advice

4 tips to ensure you’re protecting your eyes properly

Let's face it, getting distracted while driving doesn't take much. The 'ping' from your cellphone, the good song you haven't heard in a long time or the lip gloss you simply have to apply right away. All these distractions can cause you to take your eyes off the road or lose concentration when you're supposed to be concentrating on getting home safely.

Everything you need to know about 4x4 insurance

Car advice

Everything you need to know about 4x4 insurance

We answer your questions regarding 4x4 adventures and insurance, helping you steer clear of sticky situations.

What you need to know about buying a car

Car advice

What you need to know about buying a car

Buying or selling a car? We spoke to some of SA’s leading car experts and motoring journalist to get their advice on what you need to know about buying a car. Their useful tips will help you make the right choice, get the most value, and take better care of your car.

How to buy a second-hand car in 10 steps

Car advice

How to buy a second-hand car in 10 steps

Here's the ultimate guide on how to smartly buy a used car in just ten steps, with car journalist Wilmer Müller.

5 ways to increase the value of your car before selling

Car advice

5 ways to increase the value of your car before selling

Before buying a new car, you will likely need to sell your old one. You can easily increase its value by keeping maintenance up to date and sprucing it up with a few clever tricks just before you sell it. Adam Ford, second-hand car expert and TV presenter, lists five tips that will give you the competitive edge and help you earn the most cash from your sale.

Common issues facing new and used car owners

Car advice

Common issues facing new and used car owners

Gaskets, cylinders, coil-packs and lambda. Whether you’re trying to decipher your favourite TV motoring show or aiming to better communicate with your mechanic to spruce up the car you are selling or buying, it pays to learn some of the most commonly used lingo. We sat down with Aaron Borrill, senior car journalist and blogger, to find out what some of the most common issues are.

What you need to know about buying a new or used car

Car advice

What you need to know about buying a new or used car

Looking to change your car? Some people will always look for a bargain second-hand buy while others swear by cars off the showroom floor. With the help of car journalist and motoring man, Calvin Fisher, we weigh up both sides of the argument, plus share some must-knows.

5 lessons advanced drivers can teach you about driving

Car advice

5 lessons advanced drivers can teach you about driving

Sharpen up you driving skills with 5 tips from an advanced driving instructor – helping you stay safe on the road with Santam.

Ten must-have items that should always be in your car

Car advice

Ten must-have items that should always be in your car

Santam’s Road assistance service provider reports that call-outs for help on the road is often one of the most frequently used benefits by South African policyholders.

5 mistakes people make when buying used cars

Car advice

5 mistakes people make when buying used cars

Buying a pre-owned car is usually a better investment than buying one new, since new cars lose about 25% of their value as soon as they leave the showroom. The prospective buyer needs to be wary, however, especially when buying a used car privately.

How to work out the value of your car

Car advice

How to work out the value of your car

Its a good idea to do an annual check on the retail value of your car. For starters, your car depreciates in value every year, which means you could be over-insured, so your insurance premium may be higher than it needs to be.

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