Like South Africa’s best pilots, we’ve earned our stripes

For over 40 years, Santam has established itself as South Africa’s leading aviation insurer. While our primary role is to ensure the protection of assets and pay out when something goes wrong, it is equally important that we can make sense of the market and bring value and certainty to our clients. We ensure that your risk cover is backed by expertise and relevant insights that offer real peace of mind.

Why choose Santam Aviation insurance

We are the market leader

Our extensive knowledge in aviation insurance means you get high-quality, comprehensive cover for almost any type of aircraft.

Extensive knowledge and experience

We are knowledgeable, and with over four decades in the industry, we fully understand your risk profile and insurance needs.

We put our clients first

We have streamlined our administrative and claims processes so you get paid out as quickly as possible. Our commitment to exceptional service gives you value-added customer support when you need it most.

More about Santam Aviation

Our expertise and commitment ensure that you can always count on us when you need us most, because much like South Africa’s best pilots, we have earned our stripes through years of experience. We make sure that every aspect of your risk is adequately covered. This means you get peace of mind knowing your aircraft is financially covered should something go wrong.

Santam Aviation insurance solutions provide cover for:

Corporate aircraft

Experimental aircraft

Agricultural aircraft


Rotor wing aircraft


Non-type certified aircraft

Drones (private and commercial)

Charter operators, private owners and recreational flying

Our range of insurance solutions includes:

Aircraft Hull All Risks (comprehensive or ground risk only cover) limit of indemnity $1 875 000

Aircraft Hull War Risk limit of indemnity $1 875 000

Third-party legal liability cover and/or third-party and passenger legal liability (combined single limit) up to $10 000 000

Excess insurance (pilots, students/private/professional pilots and owners)

Aircraft owners and operators liability

Pilot excess waiver

This policy covers you in respect of the excess (deductible) payable in terms of the Hull All Risks policy. This covers any aircraft not owned by yourself flown under hire and fly, rental, loan or employment arrangement, or flown by yourself and subject to a valid claim being lodged against the cover excludes all losses not covered by the Hull All Risks policy covering the aircraft. 

Buy pilot excess waiver here

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