Commercial insurance

We understand that running a successful small, medium or large business takes years of hard work and the right partnerships. Our business insurance expertise comes from understanding every aspect of risk your business may face and ensuring that you are covered for it.

Apart from the size of your business, your insurance risk is largely determined by the industry you operate in. Because we are able to identify every aspect of risk you may face, our insurance expertise is critical to providing you with the correct cover, and because we’ve been doing this for more than 100 years, it’s easy to see why so many business owners trust us when it comes to their insurance.

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The benefits of insuring your business with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose Insurance good and proper.

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Welcome to our advice section

Advice, insights and expert opinions for SME owners and managers.

Time to spring clean your business' finances

Time to spring clean your business' finances

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Safeguarding your small business during these turbulent times

Safeguarding your small business during these turbulent times

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Award-winning entrepreneur Lindiwe Matlali’s secrets to her success

Award-winning entrepreneur Lindiwe Matlali’s secrets to her success

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Insurance solutions

Calculator

Use these simple tools to check if your business is sufficiently protected. Having the right cover in place will ensure quick and hassle-free claims in times of need.

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Santam app

Manage your business and personal insurance inventory, send and receive instant SOS alerts and track the safety of loved ones with one easy swipe on your smartphone.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

In the news

Santam appeals to clients to submit outstanding Contingent Business Interruption (CBI) claims

03 August 2021

CBI claimants have a final deadline date of 31 August 2021 to submit their claims information to Santam.

Avoiding hidden surprises in your commercial motor cover

12 July 2021

If anything happened to your company’s vehicles, would it put the brakes on your business being able to operate? It’s critical to ensure your fleet cover is up-to-date and adequate.

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