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It is our belief that real estate insurance solutions should be appropriately designed, simple to access, simple to understand and provide sustainable protection to our policyholders. We offer innovative products and services to meet the needs of the collective property schemes industry, which cater for the residential and commercial real estate markets. We also offer specialised insurance solutions for the broader real estate industry, including property developers. Our team has in-depth expertise, experience and understanding of the sectional title industry. We can give you technical assistance to ensure that the sectional title scheme runs smoothly, is financially sound, and complies with the relevant regulations and legislations. We understand the importance of working in partnership with our intermediaries to provide the best possible insurance solutions for residential and commercial collective property schemes to manage risk associated with the real estate industry.
Dedicated focus means we offer market-leading products that can adapt to an evolving environment. We offer innovative products and services to meet the needs of a complex market backed by a world-class claims service with excellent claim processing infrastructure.
Our solutions comply with the requirements of the Sectional Title Act, protecting owners and trustees. We offer unique features such as public liability cover, trustee liability cover and geyser maintenance.
We are South Africa’s largest insurer
Whether a small business or a large corporation, we offer intelligent solutions and support that adapts to your changing needs. That’s why more than 80% of the top 100 JSE-listed companies trust us with their cover.
Work with a team that has in-depth experience and expertise in the sectional title industry. Our industry knowledge will ensure that your sectional title scheme runs smoothly, is financially sound, and complies with the relevant regulations and legislation.
As the trustee or manager of a residential complex, you understand the responsibilities that come with keeping a complex operational and viable. Protect the homes of those who have put their trust in you. We offer cover for flats, townhouses, gated villages, retirement villages and holiday apartments, protecting entire complexes and lifestyle estates.
Whether it’s a sectional title office block, light industrial park or warehouse park, we offer insurance designed specifically to comply with current regulations and legislation. We cover office building and equipment damage risks and provide specific covers such as public and trustee liability, automatic fidelity and geyser maintenance.
Group and cluster housing schemes (often referred to as “gated villages”) controlled by homeowners’ associations
Retirement villages (but excluding frail care liability)
Golf estate and lifestyle living, holiday apartments.
Public liability cover up to R100 million
Trustee liability up to R10 million
Automatic fidelity cover (including computer crime) up to R50 000 (up to R5 million can be provided)
Policies can include any combination of residential and commercial uses within the collective property scheme.
We understand the importance of working in partnership with our intermediaries to provide the best possible insurance solutions for your property. Together, we can guide you through the many cover options available, and ensure you are protected. Get peace of mind with insurance good and proper.
0860 101 305
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