Commercial insurance

We understand that running a successful small, medium or large business takes years of hard work and the right partnerships. Our business insurance expertise comes from understanding every aspect of risk your business may face and ensuring that you are covered for it.

Apart from the size of your business, your insurance risk is largely determined by the industry you operate in. Because we are able to identify every aspect of risk you may face, our insurance expertise is critical to providing you with the correct cover, and because we’ve been doing this for more than 100 years, it’s easy to see why so many business owners trust us when it comes to their insurance.

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The benefits of insuring your business with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose Insurance good and proper.

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Welcome to our advice section

Advice, insights and expert opinions for SME owners and managers.

Make sure that your business is fire-proof

Make sure that your business is fire-proof

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How to reduce business threats with proactive risk management

How to reduce business threats with proactive risk management

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Protective measures to keep businesses cyber safe

Protective measures to keep businesses cyber safe

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Insurance solutions

Calculator

Use these simple tools to check if your business is sufficiently protected. Having the right cover in place will ensure quick and hassle-free claims in times of need.

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Santam app

Manage your business and personal insurance inventory, send and receive instant SOS alerts and track the safety of loved ones with one easy swipe on your smartphone.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

In the news

Safeguarding Your Business This Holiday Season

18 November 2021

Year end is approaching, and as businesses get ready to close shop for the holidays it is imperative that owners do as much as they can to safeguard their operations while they are away. Here’s a checklist to minimise the risk of having insurance-related claims.

Mitigating the potential business risk of cybercrime

19 October 2021

The new Insurance Barometer Report by Santam, the country’s largest short-term insurer, has revealed how the pandemic and systemic risks have impacted the economy and insurance industry.

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