Commercial insurance

We understand that running a successful small, medium or large business takes years of hard work and the right partnerships. Our business insurance expertise comes from understanding every aspect of risk your business may face and ensuring that you are covered for it.

Apart from the size of your business, your insurance risk is largely determined by the industry you operate in. Because we are able to identify every aspect of risk you may face, our insurance expertise is critical to providing you with the correct cover, and because we’ve been doing this for nearly 100 years, it’s easy to see why so many business owners trust us when it comes to their insurance.

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The benefits of insuring your business with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose Insurance good and proper.

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Welcome to our advice section

Advice, insights and expert opinions for SME owners and managers.

Could COVID-19 help curb the gender leak?

Could COVID-19 help curb the gender leak?

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4 tips on how businesses can navigate today’s complex risks

4 tips on how businesses can navigate today’s complex risks

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8 ways to make your small business more distinctive

8 ways to make your small business more distinctive

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Insurance solutions

Calculator

Use these simple tools to check if your business is sufficiently protected. Having the right cover in place will ensure quick and hassle-free claims in times of need.

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Santam app

Manage your business and personal insurance inventory, send and receive instant SOS alerts and track the safety of loved ones with one easy swipe on your smartphone.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

In the news

Is remote working threatening your business?

01 June 2020

Santam has warned that, with remote work and work from home taking off as the new norm, companies need to be extra vigilant to ensure they are not vulnerable to disastrous data breaches or other cyber security incidents.

The A to Z of safety in business

21 October 2019

Building a business is one of the hardest – and most rewarding – things any entrepreneur can do, it would only be prudent to protect what you have built.

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