Commercial insurance

We understand that running a successful small, medium or large business takes years of hard work and the right partnerships. Our business insurance expertise comes from understanding every aspect of risk your business may face and ensuring that you are covered for it.

Apart from the size of your business, your insurance risk is largely determined by the industry you operate in. Because we are able to identify every aspect of risk you may face, our insurance expertise is critical to providing you with the correct cover, and because we’ve been doing this for more than 100 years, it’s easy to see why so many business owners trust us when it comes to their insurance.

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The benefits of insuring your business with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose Insurance good and proper.

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Welcome to our advice section

Advice, insights and expert opinions for SME owners and managers.

A – Z of safety in business

A – Z of safety in business

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Dr Peta-Anne Browne shares tips on how to be a good boss

Dr Peta-Anne Browne shares tips on how to be a good boss

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Cyber security for your business

Cyber security for your business

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Insurance solutions

Calculator

Use these simple tools to check if your business is sufficiently protected. Having the right cover in place will ensure quick and hassle-free claims in times of need.

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Santam app

Manage your business and personal insurance inventory, send and receive instant SOS alerts and track the safety of loved ones with one easy swipe on your smartphone.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

In the news

Cyber security becoming more important for small businesses

21 June 2022

During the past two years all businesses, and in particular small enterprises and entrepreneurs had to step up the way they protect their digital and data assets. According to an Accenture report, South African businesses experience 577 cyber-attacks per hour at a cost South Africa R2.2 billion per year.

Identifying and mitigating cyber risk for remote work

06 June 2022

As more people work remotely, employees are inadvertently creating opportunities for hackers to forge tunnels into company networks through often unsecured connectivity.

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