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Laptop insurance

In today's technology-centred world, getting the right insurance for your laptop and accessories has never been more important.

At Santam, we want to help you make sure you've got the right cover for this important tool which is why we offer cover for your laptop as well as any laptop accessories (your charger and cables for example), including standard software generally available in retail stores, if it is specified as part of your home insurance policy.

Cover options

Santam provides comprehensive cover against theft, fire and damage, mechanical, electrical or an electronic breakdown if you specify it under the all risks section of your home insurance policy. You also receive cover for your laptop in the instance of damage caused by lightning or flooding under your house contents policy. An excess fee of R500 is payable for any laptop claim.

  • Comprehensive cover: Comprehensive cover against theft, fire and damage for your laptop when you specify under the all risks section of your home insurance policy.     
  • Limited cover: Covered against theft, and damage caused by lightning and flood under your house contents.
  • Excess:  R500
  • SOS services: 6 Free SOS services.

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The benefits of insuring with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose insurance good and proper.

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SOS services

Our 24/7 SOS service supports you through life’s little and large car and household emergencies.

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Safety tips

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose insurance good and proper.

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Santam app

A first-of-its-kind app from Santam now allows you to keep family and friends by your side, no matter where in the world you go. Another way we help you to be safe out there.

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Contents calculator

Make sure your home contents are sufficiently covered by using the online calculator to establish the true value of your belongings.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

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In the news

Things you may not know about your insurance cover… but should

13 April 2017

Whether you’re buckling up for a road trip or getting ready for some quality time at home over the holidays, these facts about your insurance will help ensure you’re properly covered.

Counting the real costs of hail: denting not just your car but the economy too

21 October 2016

A big hail storm has wreaked havoc in parts of Bloemfontein recently with claims for damage to homes and vehicles streaming in at South Africa’s largest general insurer, Santam today. In a short period of time a hailstorm on the M1 North of the William Nicol highway in Johannesburg can cause extensive damage to a vehicle. For the insurance industry, a hailstorm lasting 20 minutes in two to three Pretoria suburbs could cost up to R100 million in claims for damage to vehicles and homes.

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