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Get protection against fire

How often have you thought about the things you’d save if you lost everything in a fire? Have you considered the right cover for your home and its valuables?

Should you experience a devastating fire at your home, Santam offers comprehensive cover for your property and your valuables if it is insured under the house owners’ and house contents section of your personal policy for its replacement value.

Insure your home

Should you experience a devastating fire at your home, Santam offers comprehensive cover for your property and your valuables if it is insured under the house owners’ and house contents section of your personal policy for its replacement value. 

  • Comprehensive cover: Comprehensive cover for your household contents in the event of a fire;
  • Excess: Standard excess for vehicles and buildings, no excess for house contents damaged as a result of a fire. 
  • SOS Services: Six free SOS services to all personal lines clients.

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The benefits of insuring with us

Santam is the insurer of choice for thousands of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose insurance good and proper.

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SOS services

Our 24/7 SOS service supports you through life’s little and large car and household emergencies.

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Safety tips

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose insurance good and proper.

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Santam app

A first-of-its-kind app from Santam now allows you to keep family and friends by your side, no matter where in the world you go. Another way we help you to be safe out there.

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Home contents calculator

Make sure your home contents are sufficiently covered by using the online calculator to establish the true value of your belongings.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

Mirfin
National Inventory Data
Maxidor
Tracker
Surgetek
Altech Netstar
Spectrum
Trellidor

Welcome to our advice section

Santam shares the latest news and great perspectives on everything from the formation of lightning and your car’s tyre tread to your house’s roof, your business’ gutters and just about anything else that affects your safety.

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In the news

Fuel price hike: carpooling to deal with rising costs – check your insurance to see if you are covered

30 November 2021

With the increase in the fuel price now breaking through R20 a litre, and with peak time traffic being a nightmare, it makes sense to try carpooling to save money.

Santam ready to assist clients affected by Southern Cape floods

22 November 2021

Santam is ready to assist clients affected by severe flash floods in the Southern Cape.

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