hero

Get protection against fire

How often have you thought about the things you’d save if you lost everything in a fire? Have you considered the right cover for your home and its valuables?

Should you experience a devastating fire at your home, Santam offers comprehensive cover for your property and your valuables if it is insured under the house owners’ and house contents section of your personal policy for its replacement value.

Insure your home

Should you experience a devastating fire at your home, Santam offers comprehensive cover for your property and your valuables if it is insured under the house owners’ and house contents section of your personal policy for its replacement value. 

  • Comprehensive cover: Comprehensive cover for your household contents in the event of a fire;
  • Excess: Standard excess for vehicles and buildings, no excess for house contents damaged as a result of a fire. 
  • SOS Services: Six free SOS services to all personal lines clients.

Learn more Get quote Get quote

The benefits of insuring with us

Santam is the insurer of choice for thousands of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose insurance good and proper.

Read more

SOS services

Our 24/7 SOS service supports you through life’s little and large car and household emergencies.

Read more

Safety tips

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose insurance good and proper.

Read more

Santam app

A first-of-its-kind app from Santam now allows you to keep family and friends by your side, no matter where in the world you go. Another way we help you to be safe out there.

Read more

Home contents calculator

Make sure your home contents are sufficiently covered by using the online calculator to establish the true value of your belongings.

Read more

Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

Welcome to our blog

Santam shares the latest news and great perspectives on everything from the formation of lightning and your car’s tyre tread to your house’s roof, your business’ gutters and just about anything else that affects your safety.

Mind the gap: get vehicle credit shortfall cover this holiday

Mind the gap: get vehicle credit shortfall cover this holiday

Learn more
What is comprehensive car insurance?

What is comprehensive car insurance?

Learn more
5 Ways to get the best deal on a new car

5 Ways to get the best deal on a new car

Learn more
background

In the news

5 things to consider after receiving that Valentine’s gift

23 March 2019

Valentine’s Day is one of the most commercialised days on the global calendar. Each year billions of rands are spent on expensive gifts. In 2018, South Africa’s online gift and flower delivery business, NetFlorist, grew by 1,400% in the run-up to Valentine's Day as more than 200,000 red rose stems were ordered.

Budget Speech 2019: Santam shares 13 financial hacks

20 February 2019

In response to the highly anticipated 2019 Budget Speech, Santam, South Africa’s largest general insurer, encourages consumers to take the opportunity to look at practical ways to adjust their household budgets.

Read more