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Cellphone insurance

Most people never leave home without their cell phones but very few of us consider whether we are adequately insured for damage or the loss of a cell phone altogether?

At Santam, we want to help you make sure you've got the right cover for your cell phone, which is why we offer cover for your smart phone as well as any other accessories (your power bank, charger, head phones, for example) if it is specified in your home insurance policy. This insurance will compensate you in the event of loss or damage to items you normally carry with you outside your home.

Should you lose your cell phone or damage it in any way, Santam offers comprehensive cover for your cell phone if it specified under the all risks section of your home or vehicle insurance policy. We also provide the option of cover under your home contents insurance policy if your cell phone is stolen from your home. An excess fee of R500 is applicable for cell phone claims.

Cover options

  • Comprehensive cover: Comprehensive cover for your cellphone when you specify under the all risks section of your home or vehicle insurance policy. 
  • Limited cover:  Covered for theft under your house contents if stolen from your home.
  • Excess: Flexible excess ranging from R350 to R500.
  • SOS services:  6 Free SOS services.

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The benefits of insuring with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose insurance good and proper.

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SOS services

Our 24/7 SOS service supports you through life’s little and large car and household emergencies.

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Safety tips

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose insurance good and proper.

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Santam app

A first-of-its-kind app from Santam now allows you to keep family and friends by your side, no matter where in the world you go. Another way we help you to be safe out there.

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Contents calculator

Make sure your home contents are sufficiently covered by using the online calculator to establish the true value of your belongings.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

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In the news

Counting the real costs of hail: denting not just your car but the economy too

21 October 2016

A big hail storm has wreaked havoc in parts of Bloemfontein recently with claims for damage to homes and vehicles streaming in at South Africa’s largest general insurer, Santam today. In a short period of time a hailstorm on the M1 North of the William Nicol highway in Johannesburg can cause extensive damage to a vehicle. For the insurance industry, a hailstorm lasting 20 minutes in two to three Pretoria suburbs could cost up to R100 million in claims for damage to vehicles and homes.

Handing over your car keys could be costly

20 September 2016

Many South Africans rely on their own transport to get from point A to B and as a result, there are more than 10 million vehicles on South African roads according to recent statistics by the electronic national administration traffic information system (eNaTIS). In many cases, people share vehicles or pass them on to family members as they upgrade, thereby changing the profile of the regular driver of the insured vehicle.

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