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Cellphone insurance

Most people never leave home without their phones but very few of us consider whether we are adequately prepared for damage or loss with cellphone insurance.

At Santam, we want to help you make sure you've got the right mobile insurance, which is why we offer cover for your smartphone as well as any other accessories (your power bank, charger, headphones, for example) if it is specified in your home insurance policy. This insurance will compensate you in the event of loss or damage to items you normally carry with you outside your home. Comparing cellphone insurance quotes? Speak to us.

Should you lose your cell phone or damage it in any way, Santam offers comprehensive cover for your cell phone if it specified under the all risks section of your home or vehicle insurance policy. We also provide the option of cover under your home contents insurance policy if your cell phone is stolen from your home. An excess fee of R500 is applicable for cell phone claims.

Cover options

  • Comprehensive cover: Comprehensive cover for your cellphone when you specify under the all risks section of your home or vehicle insurance policy. 
  • Limited cover:  Covered for theft under your house contents if stolen from your home.
  • Excess: Flexible excess ranging from R350 to R500.
  • SOS services:  6 Free SOS services.

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The benefits of insuring with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose insurance good and proper.

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SOS services

Our 24/7 SOS service supports you through life’s little and large car and household emergencies.

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Safety tips

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose insurance good and proper.

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Santam app

A first-of-its-kind app from Santam now allows you to keep family and friends by your side, no matter where in the world you go. Another way we help you to be safe out there.

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Contents calculator

Make sure your home contents are sufficiently covered by using the online calculator to establish the true value of your belongings.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

Mirfin
National Inventory Data
Maxidor
Tracker
Surgetek
Altech Netstar
Spectrum
Trellidor

Welcome to our advice section

Santam shares the latest news and great perspectives on everything from the formation of lightning and your car’s tyre tread to your house’s roof, your business’ gutters and just about anything else that affects your safety.

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In the news

4 Top post-lockdown vehicle safety tips as claims increase significantly

21 May 2020

Santam has reported a significant increase in daily vehicle related claims for the month of May so far, although still below a normal month’s expected claims.

Make sure your student child’s valuable are adequately insured before moving to campus

16 January 2020

Your student child will soon be heading back to or starting at their various campuses and like many University and College students, they are walking around with thousands of rands’ worth of property on them.

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