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Cellphone insurance

Most people never leave home without their cell phones but very few of us consider whether we are adequately insured for damage or the loss of a cell phone altogether?

At Santam, we want to help you make sure you've got the right cover for your cell phone, which is why we offer cover for your smart phone as well as any other accessories (your power bank, charger, head phones, for example) if it is specified in your home insurance policy. This insurance will compensate you in the event of loss or damage to items you normally carry with you outside your home.

Should you lose your cell phone or damage it in any way, Santam offers comprehensive cover for your cell phone if it specified under the all risks section of your home or vehicle insurance policy. We also provide the option of cover under your home contents insurance policy if your cell phone is stolen from your home. An excess fee of R500 is applicable for cell phone claims.

Cover options

  • Comprehensive cover: Comprehensive cover for your cellphone when you specify under the all risks section of your home or vehicle insurance policy. 
  • Limited cover:  Covered for theft under your house contents if stolen from your home.
  • Excess: Flexible excess ranging from R350 to R500.
  • SOS services:  6 Free SOS services.

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The benefits of insuring with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose insurance good and proper.

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SOS services

Our 24/7 SOS service supports you through life’s little and large car and household emergencies.

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Safety tips

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose insurance good and proper.

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Santam app

A first-of-its-kind app from Santam now allows you to keep family and friends by your side, no matter where in the world you go. Another way we help you to be safe out there.

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Contents calculator

Make sure your home contents are sufficiently covered by using the online calculator to establish the true value of your belongings.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

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In the news

The moving ins - and outs - of insurance for co-habiting couples

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Rumour has it fiancés Nick Jonas and Priyanka Chopra have moved in together. Supposedly, Pete Davidson and Ariana Grande have as well. With life-changing decisions seeming like a theme for celebs this season, perhaps now’s the time to consider the implications if you’re planning the ‘big move in’ with your ‘boo’. Aside from the obvious emotional and financial aspects, there are lots of insurance matters to consider as well.

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