Insurance good and proper now guarantees what you’ll be paid out if your car is written off or stolen. Your car is an indispensable part of your life. Consider the many potential risks that your car is exposed to and ensure that it is sufficiently protected.
Vehicle insurance cover options:
- Comprehensive: accidental loss or damage to a vehicle, including third party liability. Insurance good and proper now offers guaranteed value insurance which guarantees what you’ll get paid out if your car is written off or stolen.
- Limited (fire and theft): accidental loss of damage to a vehicle, including third party liability – only if the loss or damage is as a result of fire, lighting, explosion, theft or attempted theft.
- Third party only: this covers the amount for which you are legally liable to a third party (if the liability relates to the vehicle).
Guaranteed value insurance
Our guaranteed value insurance offering removes any uncertainty around what you can expect when claiming if your car is written off or stolen.
What are the benefits?
- It removes uncertainty around what to expect as compensation if your car is written off or stolen.
- It eliminates potential conflict.
- It expedites the claims process.
Comprehensive car insurance includes, but is not limited to, the following benefits:
- The option of replacing a vehicle after theft or loss with a similar new one, subject to terms and conditions;
- The option to insure your vehicle for a guaranteed value;
- Replacement costs for locks, keys and remote controls.
Additional cover available for comprehensively insured vehicles:
- The option to specify accessories such as mag wheels, canopies etc;
- The option to add cover for credit shortfall with or without a residual;
- The option to add vehicle hire.
The benefits of insuring with us
Santam is the insurer of choice for thousands of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose insurance good and proper.Read more
Welcome to our blog
Santam shares the latest news and great perspectives on everything from the formation of lightning and your car’s tyre tread to your house’s roof, your business’ gutters and just about anything else that affects your safety.
Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go.Read more
Our 24/7 SOS service supports you through life’s little and large car and household emergencies.Read more
Did you know that approximately one out of three South African homes is currently underinsured by at least 30%? Use the online calculators to determine the true replacement value of your house and other buildings.Read more
Submit a claim
Dial Santam's 24/7 Emergency Claims line on 0860 505 911 any time of the day or night and we will take care of the rest.Read more
Get great deals through our partners
Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.