Crop insurance

Our expertise and strengths

With more than 90 years’ experience, a country-wide infrastructure, comprehensive product offering and an unparalleled reputation as the market leader, we are equipped to offer you the best crop insurance in South Africa.

We understand that effective risk management is crucial and it is in this aspect where Santam Agriculture aims to make a real difference in helping farmers create a sustainable future.

The industry is faced with many challenges and Santam Agriculture has a duty to help inspire organised agriculture and agriculture businesses in South Africa. Commercial farmers will continue to be exposed to risks and it is vital they remain aware of these risks, and mitigate them as much as possible.

At Santam Agriculture, substantial focus is placed on illustrating the fundamentals of insurance to farmers. We know how much insurance discrepancies can cost the farmer, and so we spend a great deal of time ensuring that we offer real solutions and sound advice, relevant to each farmer’s specific circumstances.

We know your farm is important to you, regardless its nature or size. As your partner in agriculture, we aim to make insurance even more accessible, affordable and appealing. We continue to invest in effective risk management in order to make a real difference in helping you create a sustainable future.

The Santam Agriculture experts have comprehensive knowledge of and experience in the agricultural industry in underwriting and loss assessments of crops to help clients manage their risks pro-actively. They understand the fundamentals of farming and how the sun, ground and water play an integral part in the responsible development of the country and the Santam business.

Santam Agriculture values stakeholder’ business requirements and has a responsibility to help stimulate a positive environment for farmers. Dedicated IT infrastructure has resulted in a computer system specifically designed for effective crop insurance administration that can produce accurate reporting and analysis at any level of detail or summary required.

Santam Agriculture’s research farm, Mooihoek (near Bloemfontein), is an excellent example of how Santam Agriculture can add value for farmers and producers. The scientific research done at Mooihoek and in conjunction with other agriculture business research partners provides farmers invaluable information about the potential damage to crops at various growth stages. Santam Agriculture is still the only South African insurer with such a research facility.

Assist in bringing financial stability to our farmers by providing innovative insurance solution for protection against
weather related losses to growing crops.

Core strategic objectives

• Assist in bringing financial stability to our farmers by providing innovative insurance solution for protection against weather related losses to growing crops.
• Taking hands with public and private sector stakeholders in the agricultural sector to help ensure food security on the African continent.
• To be the leading insurer of crops on the African continent.
• To strive for excellence in what we do and never lose focus on long term sustainability throughout the cycles.