Crop insurance
We know your farm is important to you, regardless its nature or size. As your partner in agriculture, we aim to make insurance even more accessible, affordable and appealing.
We continue to invest in effective risk management in order to make a real difference in helping you create a sustainable future.
Get protection for your crop
Santam Agriculture wants to help build a sustainable future for you and your family. Our optimal insurance solutions will help safeguard your farming heritage.
Our 2016/17 climate outlook
Today’s farmer will face many challenges, the most significant of which are climate conditions. Our specialised crop specialist takes a look at what farmers can expect this 2016/17 summer season.
The ground rules
All climate conditions are beyond our control but when it comes to farming, a few ground rules apply before a farmer can qualify for our multi-peril crop insurance product. Read through our norms and standards to find out whether you qualify.
Contact us
Take advantage of nearly 100 years of expertise and contact your broker or request a quote from us directly on 0860 247 400.
The benefits of insuring with us
When you are insured by Santam, you can enjoy peace of mind knowing that your crops and assets are fully covered by technical experts who understand the demands of the agriculture industry.
Read moreResearch
- For the past 38 years, Santam Agriculture (with its predecessors) has been doing crop research trials specifically for the study of simulated hail damage on agricultural crops.
- The trials are mainly done at Santam’s research farm. To obtain information from different or more typical environments for a crop trials are also done in collaboration with other role players at different locations.
- Hail simulation is done by physically removing predetermined percentages of leaf area at specific growth stages. The hail damage simulation
may be on plant population, stem, seed and leaf damage. - The results are used for the compilation of new hail assessment procedures or to update existing procedures. Revisiting existing procedures is very important in light of the progress and development in crop genetics which leads to different reactions to damage as compared with older more traditional cultivars.
- Trials are repeated to obtain at least five sets of results before this is then used to compile or adapt assessment procedures. These procedures form the cornerstone of accurate assessments to determine the damage caused by named perils.
Ground-breaking technology
Santam Agriculture has since 1976 had a dedicated IT team, from which has emerged an in-house developed, managed and maintained computer system specifically designed for effective crop insurance administration.