Insurance for heavy commercial vehicles

The heavy haulage industry is the heartbeat of the South African economy with more than 80% of goods transported on the road. Santam Heavy Haulage is the leading heavy commercial vehicle insurer in South Africa, offering short-term insurance solutions for heavy commercial vehicles with a gross mass exceeding 3 500kg.

Why Santam Heavy Haulage?

  • We pride ourselves on our fast turnaround times on quotation requests (80% get completed within eight hours).
  • We have dedicated broker and service consultants per area.
  • We offer a first-class claims service, with efficient and effective claims handling.
  • We operate throughout Southern Africa

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Your heavy commercial fleet is the lifeline of your business. Keep the wheels of your heavy haulage operations turning by ensuring that your vehicles are fully protected, every step of the way.

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Santam heavy haulage insurance solutions

At Santam, we understand the risk associated with the heavy haulage transport industry and we tailor-make our insurance solutions. We know the integral role heavy commercial vehicles play in the South African economy and offer the most comprehensive insurance solutions which include:

Heavy commercial vehicles

Insurance cover for vehicles with a gross vehicle mass exceeding 3 500kg

Cover includes:
• Limited territorial cover (SADC countries)
• Medical costs
• Third-party and other liability cover
• Vehicle damage and towing cover
• Wreckage removal
• Fuel tank spillage clean-up

Goods in transit insurance (GIT)

• Territorial limits - SADC countries
• Fidelity cover - total loss
• Included sum insured - containers, tarpaulins, etc.
• Settlement - market value of load plus transport charges
• Recovery and protection of loads - R25 000
• Cover on non-specific basis

Optional cover

Optional cover can be obtained to extend both vehicle and GIT sections.

Amendments to the national road traffic regulations

Transport operators need to provide written evidence that both vehicles and goods to be transported on a public road are insured “for damages that can occur as the result of an accident”. The insurance must be taken out either by the “consignor” (a person dispatching more than 500 tons of goods in a month by road) or the “consignee” (a person receiving such goods). If a transport operator cannot produce the required evidence of insurance, the consignor and the consignee are obliged not to transport or accept goods respectively.

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Contact details

0860 505 911  
New quotes requests                                
011 912 8000