Does your car spend more time at home?

Save up to 20% on your car insurance premium with SmartPark™.

The advent of the Covid-19 pandemic has changed the way we work and live. As a result, we’ve seen a significant shift in the daily routines and driving habits of our clients, and we’re responding accordingly. With fewer vehicles on the road and therefore less exposure to everyday risks, Santam has developed a distance-based rating solution that drives increased savings on your car insurance premiums.

With SmartPark™, your insurance premium is recalculated and discounted using advanced AI and Machine Learning algorithms. Your monthly car insurance payments are adjusted based on the predicted number of kilometres you are likely to travel in the foreseeable future.

This usage-based insurance model means you get the same vehicle insurance cover, peace of mind and security, at a reduced premium. All of this without the hassle of adjusting your existing policy.

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Do I qualify for SmartPark™?

SmartPark™ is available to all existing and new personal vehicle insurance policyholders
If you now work from home, travel less than usual or seldom use an insured vehicle, you stand to benefit from the SmartPark™ solution
Any vehicle insured under our comprehensive cover option qualifies for SmartPark™, including cars, light duty vehicles and even motorhomes

How do I apply for SmartPark™?

To apply for SmartPark™, you will need to submit the current odometer reading of the insured vehicle when activating the solution, and again during the renewal of your policy.
Your premium discount will be based on kilometres predicted to be travelled within your annual policy renewal period and a percentage discount will be granted within each of the following kilometre bands:
- 0 – 5 000 km
- 5 001 – 10 000 km
- 10 001 – 15 000 km

You can increase or decrease the original kilometre band at any time as your circumstances and driving habits change. Additional insured vehicles can also be added during the renewal period, based on an accumulative monthly pro-rata basis.

To find out how you can benefit from SmartPark™, please speak to your broker or call us on 0860 444 444 for more information.

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