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It is easy to underestimate the value of the contents of your home. This can be an expensive oversight should anything ever go wrong. We want to help you make sure your home contents are adequately covered. Our solutions cover loss of or damage to contents caused by an insured event, such as a fire, explosion, storm, flood, lightning, burglary or theft.
Our claims statistics indicate that one out of three homes in South Africa are underinsured by some 30%. Use our online risk calculators or arrange for a professional assessment to determine the correct replacement value of the contents of your house.
Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose insurance good and proper.
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Learn moreWe carry expensive lifestyle items and other valuables with us every day. Our All Risks solution provides cover for loss of or damage to items you normally wear or carry with you outside your home.
Our All Risks section includes cover for:
Make sure your home contents are sufficiently covered by using the online calculator to establish the true value of your belongings.
Read moreSantam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go.
Read moreEven the slightest structural damage to your house can lead to an unexpected disaster. Santam’s 24/7 SOS service and claims line will put you in touch with the necessary support in times of need.
Read moreA first-of-its-kind app from Santam now allows you to keep family and friends by your side, no matter where in the world you go. Another way we help you to be safe out there.
Read more11 March 2021
The economic downturn over the past year, coupled with the need to reduce expenses, has seen a rise in vacant properties across South Africa and an increase in co-habiting.
09 March 2021
4 Tips on what to do if your house or vehicle is affected or damaged