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Home contents insurance makes sure your valuable possessions that make your house a home are protected against loss and damage. Above and beyond insuring the building you live in, the items that are important to you need adequate cover too.
It is easy to underestimate the true value of the contents of your home. This can be an expensive oversight should anything ever go wrong. We want to help you make sure your home contents are adequately covered. Our insurance solutions cover loss of or damage to household contents caused by an insured event, such as a fire, explosion, storm, flood, lightning, burglary or theft.
Our claims statistics indicate that one out of three homes in South Africa are underinsured by some 30%. Use our online risk calculators or arrange for a professional assessment to determine the correct replacement value of the contents of your house.
Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose insurance good and proper.
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Learn moreWe carry expensive lifestyle items and other valuables with us every day. Our All Risks solution provides cover for loss of or damage to items you normally wear or carry with you outside your home.
Our All Risks section includes cover for:
Make sure your home contents are sufficiently covered by using the online calculator to establish the true value of your belongings.
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Santam, is excited to announce a strategic partnership with Motus Mobility Solutions that ensures that the company’s insurance clients will have access to market-leading motor-warranty services.