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Executive product

From luxury homes, watercrafts and cars to jewellery and fine art, our Executive Product offers comprehensive, tailor-made insurance with enhanced limits, personalised premiums, simple excess structure and protection against average. To deliver the best service to clients, a team of expert claims and service consultants is available to provide personalised support in the event of a claim.

Key features

The offering is broader, with higher limits, and includes cover for contents on an asset all-risks basis with flexible worldwide cover against loss or damage of up to 30% of the contents insured amount.

Easy to understand
Tailor-made shouldn’t mean complicated. We provide simplified policy wording,  covers and limits that are easy to understand, and both automatic and optional covers that can be customised to meet clients’ individual needs.

Personalised premiums
Premiums are calculated using scientific ratings to ensure clients receive a competitive rate, dependent on their individual risk characteristics.

Simple excess structure
The excess structures are easy to understand and stipulate rand amounts.

A dedicated service hub
Through our dedicated Executive service hub, clients have access to a team of expert claims and service consultants who are available to assist with any insurance enquiry.

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The benefits of insuring with us

Santam is the insurer of choice for thousands of South Africans, countrywide. We help you be safe and stay safe - everywhere you go. If you need four more reasons to choose insurance good and proper, then click to find out more.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.