Executive product

Looking for insurance cover that protects you when your lifestyle changes? Santam Executive  insurance solution is designed to meet your unique needs as an affluent individual.

We offer extensive cover, exclusive service and higher cover limits, backed by a dedicated team who’ll ensure you receive exceptional service in the event of a claim.

From luxury homes, watercraft and cars to jewellery and fine art, we designed this product to complement your unique lifestyle. No matter where your success takes you, we’ll cover it.

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Building and contents cover

  • A range of covers with high limits for buildings and contents.
  • Cover for power surges, up to the insured amount.
  • Cover for contents on an asset all-risk basis and flexible worldwide cover against loss or damage, up to 30% of the Contents insured amount.
  • Cover for accidental damage to buildings, up to the building’s insured amount, and for accidental damage to fixed machinery, up to R100 000.
  • Private collections cover, with certain limits and exclusions.

Vehicle cover

  • A range of covers with high limits
  • Group F vehicle hire for 30 days
  • Optional cover for:
    • Accidental damage to tyres or rims
    • Classic cars
    • A credit shortfall

Optional cover

  • All-risk unspecified cover for items such as jewellery
  • Legal costs and legal expenses
  • Personal accident

For more information about the unique benefits of the Executive solution, speak to your intermediary.


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Do I qualify for Executive?

Santam Executive is available to clients that have a minimum buildings insurable value of R2.5 million* and contents value of R800 000.

* The exception to the rule is where the building cannot be insured on a Santam personal lines policy, for example a sectional title owned property, or the building already insured on another Santam policy.

The benefits of insuring with us

Santam is the insurer of choice for thousands of South Africans, countrywide. We help you be safe and stay safe - everywhere you go. If you need four more reasons to choose insurance good and proper, then click to find out more.

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