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As you acquire assets, it’s not possessions you’re building up but rather, a life. And as you begin to gain financial momentum, it’s your future that you’re defining. It’s worth protecting. Protect every choice you make with affordable cover that adapts and grows as quickly as you do.
Our Core solution was developed for affordability and quality. Forget complicated cover and small print, we offer easy-to-understand covers and limits, personalised premiums, and optional extras that we can tailor to your specific needs.
Affordable quality insurance
Flexible cover for your home and car
Tailor your insurance with optional extras
No surprise excesses
Personalised premiums
24/7 support for claims and emergencies
Enjoy the journey but protect the ride. Our Core Offering provides affordable, third-party or comprehensive covers for cars, light delivery vehicles, motorcycles, trailers and caravans.
Basic events such as accidents, theft and third-party liability cover
Replacement of vehicle keys
Emergency repairs, including cost and alternative accommodation
Tow-in costs after mechanical breakdown and recovery costs
Trauma treatment
Specified accessories
Tools, spare parts and travel accessories
A credit shortfall (with/without residual)
Accidental damage to tyres and rims
Vehicle hire
Protect the memories you’ve built, and the ones still to come. Protect the life you’re working so hard to build. Get cover for your property, buildings and contents that is affordable and can be tailored to meet your needs.
Veterinary expenses
Basic events such as fires, weather storms and burglary
Property keys
Transport of groceries
Subsidence or landslip (limited cover)
Personal effects of domestic employees and guests
Subsidence or landslip (comprehensive cover)
Power surge
Optional cover for the loss of or damage to items you wear or carry outside your home, wherever you are in the world, including items such as clothing and personal effects.
Clothing and personal effects
Specified items such as jewellery, mobile devices and bicycles
Tailor your cover to suit the needs of your lifestyle. The Core Plan offers optional add-ons to ensure no unexpected surprises cost you.
Watercraft
Personal legal liability
Extended personal legal liability
Legal costs and legal expenses
Personal accident
No problem. Whoever you are, and wherever you find yourself in life, we have the right insurance solution to suit your lifestyle and needs. Have a look at our other options.
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Tailored, comprehensive insurance for financially established individuals.
Affordability and quality, comprehensive cover combined. Classic includes building, contents, vehicle insurance and added extras to cover the life you are building with your family.
For discerning individuals looking to insure their most valuable assets.
Want more in life? Get more from insurance. The Executive offering provides comprehensive, personalised insurance with enhanced limits and a dedicated team of expert claim and service consultants.
Answer a few short questions and we’ll give you your obligation-free quote.
Trouble happens. And when it does, you can count on our 24/7 emergency services that support you through life’s little and large car and household emergencies.
News, articles, calculators and other advice on how to make smart, informed choices in your life.
Avoid being caught short by using our online risk calculators to determine the correct value of your home and its contents.
Tel: 0860 444 444
E-mail: insure@santam.co.za
Tel: 0860 505 911
We developed the Core insurance solution with affordability in mind, while still retaining the quality Santam is known for. The covers and limits have been carefully selected based on market research, including benchmarking against other direct insurers. Santam Core insurance offers you easy-to-understand covers and limits, personalised premiums, and optional covers that we can tailor to your specific needs.
Santam offers extensive home contents cover to ensure that your household goods are sufficiently protected against any insurable adverse event. You are welcome to visit the Santam website for more information on Santam's range of insurance benefits and services.
Cover for cars, LDVs, motorcycles, trailers and caravans, ranging from third-party to comprehensive cover.
Our range of Emergency services is available at no additional cost to all existing clients. We’re here for you whenever you need us. Simply call our 24/7 Emergency and claims line on 0860 505 911.
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