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Every day, your house is exposed to many potential risks, the effects of which can be devastating. As a trusted insurer, we want to help you make sure your home is properly protected against unexpected events, such as a fire, explosion, storm, flood, lightning, burglary or theft. Our building insurance covers the structures of your home and any fixtures or fittings that belong to you.
With over 102 years of experience, Santam will help you ensure that your residential home, walls, paving and swimming pool cover match their true replacement value.
Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose Insurance good and proper.
Learn MoreSantam shares the latest news and great perspectives on everything from the formation of lightning and your car’s tyre tread to your house’s roof, your business’ gutters and just about anything else that affects your safety.
Buying a Home? Everything Your Insurance Company Thinks You Know, But You Probably Don’t
Learn moreTwelve tips to manage load shedding
Learn moreAre you adequately insured against a fire in your home?
Learn morePersonal legal liability provides insurance cover if you are legally responsible for the accidental death of illness of or injury to someone who is not a member of your household. This cover includes your legal responsibility for accidental physical loss of or damage to someone else’s property or belongings.
We carry expensive lifestyle items and other valuables with us every day. Our All Risks solution provides cover for loss of or damage to items you normally wear or carry with you outside your home.
Our All Risks section includes cover for:
Even the slightest structural damage to your house can lead to an unexpected disaster. Santam’s 24/7 SOS services and claims line will put you in touch with the necessary support in times of need.
Read moreSantam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go.
Read moreA first-of-its-kind app from Santam now allows you to keep family and friends by your side, no matter where in the world you go. Another way we help you to be safe out there.
Read moreUnderinsured building cover is a common yet expensive insurance oversight. Use our online calculator to determine if your house and other building structures are sufficiently covered.
Read more22 July 2022
Santam, has warned that clients could, over the next couple of weeks, and possibly months, experience delays in the repair of damaged motor vehicles due to a global shortage in parts caused, among others, by COVID-19 and other supply-chain challenges.
29 June 2022
South Africa’s power utility Eskom has announced stage 6 of rotational load shedding which has been taking place since Tuesday evening, due to a significant deterioration of its operations.