The Executive solution

For discerning individuals looking to insure their most valuable assets

Get more from your insurance – get the confidence to continue thriving

A life well lived is worth protecting. Assets are built over a lifetime and we understand that your insurance needs, like your life, are unique. That’s why we’ve developed our Executive insurance solution – a bespoke product specifically for affluent individuals looking to insure their most valuable assets.

We protect what you love and value from luxury homes, watercraft and cars to jewellery and fine art. Our Executive offering provides comprehensive, personalised insurance with enhanced limits and a dedicated team of expert claim and service consultants.

Executive benefits:

Protection against the application of under insurance on building and contents cover, subject to using Santam's valuation tools and service providers

A policy that provides additional covers automatically at no additional cost

Weather notifications to help you safeguard your assets

SOS services, including 24/7 emergency roadside assistance, home-drive assistance, urgent household repairs, legal advice, medical and emergency services and route assistance

Access to additional tier points if you are a Sanlam Reality member

World wide cover

Vehicle Cover

When your vehicle is in a class of its own, it needs insurance that stands out. Our Executive plan offers a range of covers with high limits to meet your needs.

What’s covered:

Free comprehensive car hire - Group F for 30 days

24/7 emergency roadside assistance, home-drive assistance

Vehicle keys

Emergency repairs, costs and alternative accommodation

Tow-in costs after mechanical breakdown and recovery costs

Wreckage removal

Emergency expenses

Replacement of new vehicle within 24 months and 60 000km from first registration

What’s optional:

Accidental damage to tyres or rims

Classic cars

A credit shortfall with or without residual

Building and contents

Our building and contents cover takes your unique lifestyle into account, offering a range of covers with high limits to ensure that nothing goes unprotected.

What’s covered:

Cover for power surges, up to the insured amount

Cover for contents on an asset all-risks basis

Cover for accidental damage to buildings, up to the building’s insured amount, and for accidental damage to fixed machinery, up to R100 000

Private collections cover, with certain limits and exclusions

What’s optional:

Flexible worldwide cover against loss or damage, up to 30% of sum insured

Executive not quite right for you?

We’ve still got you covered with our range of solutions designed to suit anyone, no matter where they are in their life. Have a look at our other options.

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Most affordable


Quality, affordable insurance for those who are on a budget.

Make informed decisions as you build your home and lifestyle. Insure your vehicle, building, and contents while enjoying the flexibility of added extras at a competitive price.

Learn more
Most popular


Tailored comprehensive insurance for financially established individuals.

Affordability and quality, comprehensive cover combined. Classic includes building, contents, vehicle insurance and added extras to cover the life you are building with your family.

Learn more

Why wait? Contact us about our Executive offering.

Customise your cover with the guidance of an expert intermediary.

Emergency services

Trouble happens. And when it does, you can count on our 24/7 emergency services that support you through life’s little and large car and household emergencies.

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Grow with Santam

News, articles, calculators and other advice on how to make smart, informed choices in your life.

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Online calculators

Avoid being caught short by using our online risk calculators to determine the correct value of your home and its contents.

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Help and FAQ's


Tel: 0860 444 444


Claims and Emergency Services

Tel: 0860 505 911

Who should take out the Executive solution?
We understand your unique insurance needs. That’s why we’ve developed the Executive insurance solution, a bespoke product specifically suited to affluent individuals looking to insure their most valuable assets. From luxury homes, watercraft and cars to jewellery and fine art, our Executive insurance solution is designed to protect what’s important to you. It offers comprehensive, personalised insurance with enhanced limits and a dedicated team of expert claims and service consultants.
Is my household goods covered?
Santam offers extensive home contents cover to ensure that your household goods are sufficiently protected against any insurable adverse event, provided that it adheres to the terms and conditions of the policy contract.
What types of vehicles are covered?
Cover for cars, LDVs, motorcycles, trailers and caravans, ranging from third-party to comprehensive cover.
What 24/7 Emergency services can I use?
Our range of SOS services is available at no additional cost to all existing clients. We’re here for you whenever you need us. Simply call our 24/7 Emergency and claims line on 0860 505 911.

Can't find what you are looking for? Visit the help centre

Get a quote

To get insurance for you, provide a few details and let us call you, or call us on 0860 444 444.