Structured Insurance  

We are an industry innovator in specialist insurance structuring offering partners and clients individually designed financial solutions. Our team is uniquely positioned to assist clients in the rapidly changing insurance regulatory environment.

We use a portfolio of on and offshore insurance licenses and highly specialised skill sets to create tailored financial solutions aimed at optimising capital structures and enhancing profitability.  Our team of specialists work closely together to combine insurance, underwriting and financial knowledge to harness synergies and drive six business pillars:

  • Structuring
  • Strategic investments
  • Underwriting solutions
  • Risk finance
  • Supply chain finance

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The benefits of insuring with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose Insurance good and proper.

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Business pillars

Contact us

Sandton head office

A: 7th Floor, Alice Lane Building 3, Corner Alice Lane and 5th Street, Sandton, 2196
T+27 (0)11 685 7600
P: PO Box 652659, Benmore 2010, South Africa
E: SSI.Structured@santam.co.za

Ireland office

A: Jutland Hall, Steamboat Quay, Limerick, V94 CPY8, Ireland
T: +353 (0)61 468 575
E: SSIReinsurance.Ireland@santam.co.za

Mauritius office

A: Suite 115, 3rd Floor, Medine Mews, Chaussee, Port Louis, Mauritius
T: +23​0 210 7226​
E: SSIReinsurance.PPC@santam.co.za
E: SSI.PPC@santam.co.za


Short Term Insurance: SSI.Complaints@santam.co.za
Long Term Insurance: SSL.Complaints@santam.co.za
Complaints Resolution Policy: SSI.MarketConduct@santam.co.za


Short Term Insurance: SSI.Compliance@santam.co.za
Long Term Insurance: SSL.Compliance@santam.co.za
FICA: SSI.Fica@santam.co.za

Registration and license numbers

South Africa

  • Santam Structured Insurance Limited (FSP 1027) (Company Registration Number 1952/000436/06)
  • Santam Structured Life Limited (FSP 1026) (Company Registration Number 2002/013263/06)
  • Santam SI Investments Proprietary Limited (FSP 1028) (Company Registration Number 1995/002583/07)

The directors serving on the companies above are:

Directors: L Lambrechts (Chairperson), ME Dilotsotlhe (Non-Executive), QM Matthew (Non-Executive), HD Nel (Non-Executive), DN Edwards (Non-Executive), MP Fandeso (Non-Executive), PVC Smith (Non-Executive), G Arroyo (Chief Executive Officer), R Le Roux (Executive), PJ Meyer (Alternate to R Le Roux), Taryn Manikam (Company secretary)


  • Santam Structured Reinsurance dac (Company Registration Number 251841)

Directors: G Arroyo (Chairperson), Ms R Le Roux (Non-Executive), P Liston (Executive), K Kerr ((Non-Executive), P Smith (British) (Independent Non-Executive)


  • Santam Structured Reinsurance Limited PCC (License OC00006823)
  • Santam Structured Insurance Limited PCC (License C116015506)

The directors serving on the companies above are:

Directors: Gustavo Arroyo (Chairperson), Rouxann Le Roux (Non-Executive), Dario Adolphe (Executive), Andrew Fox (Non-Executive), William de Villiers du Toit (Non-Executive), Scott Alexander Mc Pherson (Alternate to  Andrew Fox & William de Villiers du Toit),Themba Gamedze (Non-Executive), Priyaved Jhugroo (Non-Executive), Kerin Mamet (Non-Executive)

  • Santam SI Investments Mauritius Limited (Company Registration Number C40575)

Directors: Gustavo Arroyo (Chairperson), Rouxann Le Roux (Non-Executive), Dario Adolphe (Executive), William de Villiers du Toit (Non-Executive), Themba Gamedze (Non-Executive)