We try to look after ourselves and our valuables as best we can but we don’t know what the future holds and which risks we’ll face each day.
Personal insurance for you and your family
Santam helps you find your way through life’s ups and downs by providing insurance solutions based on more than a 100 years of experience.
Our promise of insurance good and proper means we take the time to understand the risks you face and consider the solutions best suited to your needs.
Get lower premiums for driving less
Call 0860 444 444 or your intermediary for more information.
The benefits of insuring with us
Santam is the insurer of choice for thousands of South Africans countrywide. We help keep you safe by delivering insurance good and proper.Read more
Welcome to our advice section
Santam shares the latest news and great perspectives on everything from the formation of lightning and your car’s tyre tread to your house’s roof, your business’ gutters and just about anything else that affects your safety.
Our 24/7 SOS service supports you through life’s little and large car and household emergencies.Read more
Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go.Read more
Did you know that approximately one out of three South African homes is currently underinsured by at least 30%? Use the online calculators to determine the true replacement value of your house and other buildings.Read more
Submit a claim
Dial Santam's 24/7 Emergency Claims line on 0860 505 911 any time of the day or night and we will take care of the rest.Read more
Get great deals through our partners
Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.