Is your holiday resort, guesthouse or game farm a popular destination for tourists every year? If entertaining guests is your livelihood, Santam’s hospitality and leisure insurance solutions will provide complete peace of mind, knowing that this cover was designed to address the specific travel, catering and hospitality needs of your business.
Our hospitality and leisure insurance offers unique cover for the following businesses:
Guesthouses and Bed & Breakfast facilities operating more than 20 rooms
Caravan parks and resorts
Timeshare facilities
Lodges
Cottages
Self-catering accommodation
Game farms and game lodges
Health centres and Spas
Conference facilities
Boutique and country hotels
Golf courses and driving ranges
Please note: This solution is not only limited to the above sections, additional cover can be provided if required. Speak to your intermediary for more information. Santam. Insurance good and proper.
Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose Insurance good and proper.
This section provides comprehensive cover for your buildings and their contents.
Fire
Fire and related risks can have devastating effects on your assets and in turn your business.
Business interruption
Damage to your business as described in the building and fire sections may result in reduced turnover or additional expenses, which may cause serious business interruption that you did not plan for. You therefore need to ensure that you are covered for this.
Vehicles
This covers vehicles such as motor cars, bakkies, buses, trucks, trailers, caravans, motorcycles and special type vehicles.
Money
Limited cover for money on your premises is already available under the building and fire sections, however, additional cover can be purchased according to your individual business needs.
Public liability
Public liability insurance covers you in the event that you or one of your employees damages someone else's property or causes the death/injury of someone during the course of business.
Umbrella liability
Umbrella liability is an extension or top-up of your existing liability cover that is available to you.
Theft
This cover insures your business contents against loss or damage without any forcible/violent entry or exit limitation, except for areas containing liquor or cigarettes.
Other sections
Santam's insurance solutions are flexible enough to incorporate all your insurance requirements, tailoring our services to your specific needs.
Calculator
Use these simple tools to check if your business is sufficiently protected. Having the right cover in place will ensure quick and hassle-free claims in times of need.
Manage your business and personal insurance inventory, send and receive instant SOS alerts and track the safety of loved ones with one easy swipe on your smartphone.
During the past two years all businesses, and in particular small enterprises and entrepreneurs had to step up the way they protect their digital and data assets. According to an Accenture report, South African businesses experience 577 cyber-attacks per hour at a cost South Africa R2.2 billion per year.
As more people work remotely, employees are inadvertently creating opportunities for hackers to forge tunnels into company networks through often unsecured connectivity.
Download brochure
