Compare our solutions
Stay vigilant. Santam has been made aware of a malicious e-mail instructing policyholders to claim a refund within 24-72 hours. This is a scam, Santam will only communicate through their broker or official channels. Learn more.
Included
Excluded
| Core | Classic | Executive | |
|---|---|---|---|
| Buildings | |||
| Claims preparation costs | R1 000 | R1 000 | Necessary costs |
| Accidental damage to fixed machinery | Optional | R100 000 | |
| Removal of fallen trees | R5 000 | R15 000 | |
| Guards | R5 000 | R15 000 | |
| Home contents | |||
| Accidental damage to fixed machinery | Optional | Optional | |
| Restoration of computer data | Optional | Optional | |
| Limited Bed-and-Breakfast | Optional | Optional | |
| Stock-in-Trade of your home industry | Optional | Optional | |
| Vehicle | |||
| Cover for credit shortfall (without residual) | Optional | Optional | Optional |
| Cover for credit shortfall (with residual) | Optional | Optional | Optional |
| 4x4 and off-road cover | Optional | Optional | |
| Emergency expenses of passengers for 4x4 and off-road cover | R25 000 | R25 000 | |
| Classic vehicle cover | Optional | Optional | |
| Tow-in cost and safeguarding after mechanical breakdown | R1 000 | R3 500 | |
| Difference in excess for rental vehicle | R1 500 | R5 000 | |
| Emergency expenses of passengers (your family) | R3 000 | R20 000 | R25 000 |
| Passenger liability for cars or LDV's | R5 000 000 | R5 000 000 | R5 000 000 |
| Watercraft | |||
| Repatriation costs from extended countries | R25 000 | R25 000 | R40 000 |
| Emergency expenses of passengers | R5 000 | R5 000 | R25 000 |
| Emergency repairs | R5 000 | R5 000 | R15 000 |
| Trauma treatment | R5 000 | R5 000 | R10 000 |
When you insure the things you value, it’s important to ensure your cover won’t leave you underinsured should the unforeseen happen.
Quality affordable insurance for people who are growing their wealth.
Insure your car while enjoying optional extras at a competitive price.
Tailored, comprehensive insurance for financially established individuals.
Insure your building, contents and car, and benefit from optional extras to help prepare you for the unexpected.
For discerning individuals looking to insure their most valuable assets.
Comprehensive, personalised insurance with a flexible worldwide cover option, extended limits and a dedicated team of expert claims and service consultants.
Tailor your cover to suit your needs by adding optional extras
Extended personal legal liability
This includes legal defence costs of family matters as well as criminal, civil or labour court actions.
Watercraft
Cover for everything you take out of the house, from special clothing to eyewear, jewellery, cellphones, and photographic equipment.
Personal legal liability
This cover includes your legal responsibility for accidental physical loss of or damage to someone else’s property or belongings.
Our website uses Cookies
We use functional cookies to save your quotes, and analytics and marketing cookies to help personalize content for a better experience. By clicking “accept”, you agree to the terms of our Cookies Policy.