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Your student child will soon be heading back to or starting at their various campuses and like many University and College students, they are walking around with thousands of rands’ worth of property on them. While Universities and Colleges try to create awareness to eliminate potential security threats and risks, personal property theft is one the most common crimes on campuses.
More than likely, they have laptops, cell phones and very expensive textbooks in their possession on a daily basis. “In addition, a number of students have bicycles or their own vehicles – all of which have to be adequately insured,” says Marius Neethling, Santam’s manager of personal lines underwriting.
To calculate the new replacement value of household items, use an online inventory calculator. “Ensure that you reappraise the items annually and the value changes annually;” concludes Neethling.
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