Extreme weather and your insurance - here’s what you need to know ahead of winter

3 min read 09 May 2023

The latest World Economic Forum Global Risks Perception Survey has listed ‘extreme weather’ as the second most severe risk on a worldwide scale over the next 10 years. South Africa has not been spared the brunt of this prediction with large parts of the country lashed by heavy rains that have caused flooding and extensive property damage, in the last couple of weeks.

With winter fast approaching, and weather patterns suggesting it is going to be a harsh season, Attie Blaauw, Head of Personal Lines Underwriting at Santam, has advised those living in areas prone to extreme atmospheric conditions in South Africa to take precautions.

“There are steps that can be taken to lower risks associated with property or personal injuries during these extreme weather events. These extreme weather conditions have destroyed economies, lives and livelihoods. Importantly South Africans need to be careful and exercise extreme vigilance in the wake of the severe weather conditions that may inflict the country,” said Blaauw.  

He shares these tips below:

Driving through a downpour:

Should you find yourself in deep water:

How to protect your vehicle from hail:

How to protect your house: