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Life’s all about balance. And as your life changes, you learn to balance what you need with what you can afford. Our Classic insurance solution balances comprehensive insurance to safeguard the life you’re building with affordable premiums and value.
We won’t baffle you with complicated cover or limits. Instead, we offer easy-to-understand insurance with personalised premiums and options to tailor your cover. Be prepared for the unexpected – protect the items you value from property and cars to caravans and watercraft.
Balance comprehensive cover with pricing that works for you
Get flexible cover for your home, including personal possessions and vehicle
Enjoy optional extras at affordable premiums
Simplified covers and limits
Personalised premiums
24/7 support for claims and emergencies
Get cover for your vehicle that travels the full journey with you. Our Classic Offering provides cover ranging from third-party to comprehensive and will cover cars, light delivery vehicles, motorcycles, trailers and caravans.
Cover for events such as accidents, theft, and third-party liability cover
Replacement of vehicle keys
Emergency repairs, cost and alternative accommodation
Tow-in costs after mechanical breakdown and recovery costs
Trauma treatment
Replacement of new vehicle within 12 months and 30 000km from first registration
Tools, spare parts and travel accessories
A credit shortfall (with/without residual)
Accidental damage to tyres or rims
Vehicle hire
4x4 and off-road cover
Contents of caravans and trailers
Cover more than your house and contents, protect your home and everything you and your family have built.
Cover for your property, buildings and contents for example in the event of fire and burglary
Alternative accommodation
Emergency expenses and personal effects of domestic employees and guests
A temporary increase of the contents’ insured amount during the festive season
Limited bed and breakfast
Accidental damage and mechanical, electrical and electronic cover
Home industry - stock in trade
Cover for power surges
Optional cover for the loss of or damage to items you wear or carry outside your home, wherever you are in the world, including items such as clothing and personal effects.
Clothing and personal effects
Specified items such as jewellery, mobile devices and bicycles
Balance budget with smarts. Classic offers practical, optional cover at an affordable extra premium.
Watercraft
Personal legal liability
Extended personal legal liability
Legal costs and legal expenses
Personal accident
No problem. Whoever you are, and wherever you find yourself in life, we have the right insurance solution to suit your lifestyle and needs. Have a look at our other options.
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Quality affordable insurance for people who are growing their wealth.
Make smart decisions as you build your home and lifestyle. Insure your vehicle, building and contents while enjoying the flexibility of added extras at a competitive price.
For discerning individuals looking to insure their most valuable assets.
Want more in life? Get more from insurance. The Executive offering provides comprehensive, personalised insurance with enhanced limits and a dedicated team of expert claim and service consultants.
Answer a few short questions and we’ll give you your obligation-free quote.
Trouble happens. And when it does, you can count on our 24/7 emergency services that support you through life’s little and large car and household emergencies.
News, articles, calculators and other advice on how to make smart, informed choices in your life.
Avoid being caught short by using our online risk calculators to determine the correct value of your home and its contents.
Tel: 0860 444 444
E-mail: insure@santam.co.za
Tel: 0860 505 911
We understand that as your life changes, so do your insurance needs. We designed the Classic insurance solution by balancing comprehensive cover and pricing to safeguard you when the unexpected happens and protect those items you value most, from property and cars to caravans and watercraft. It comes with simplified policy wording, easy-to-understand covers and limits, personalised premiums and optional covers that we can tailor to your individual needs.
Santam offers extensive home contents cover to ensure that your household goods are sufficiently protected against any insurable adverse event. You are welcome to visit the Santam website for more information on Santam's range of insurance benefits and services.
Cover for cars, LDVs, motorcycles, trailers and caravans, ranging from third-party to comprehensive cover.
Our range of SOS services is available at no additional cost to all existing clients. We’re here for you whenever you need us. Simply call our 24/7 Emergency and claims line on 0860 505 911.
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