Insurance for small emerging businesses and taxis

Established in 2006, VUM is a specialist provider of the widest range of insurance solutions and related benefits to taxi owners and emerging businesses in South Africa. Our risk management solutions are as unique as the South African taxi and emerging enterprise industry. Backed by our first-hand experience and solid growth over the past few years, we are able to support your emerging business through tailored cover solutions and value-added services.


  • Streamlined business processes to offer fast turnaround on quotations and claims.
  • A suite of innovative products to support your business.
  • The first underwriting agency in South Africa to offer cash-back benefits to taxi owners.
  • Vulindlela Zuzimali offers a cash-back system as a no-claims bonus to reward businesses for their loyalty, and for applying sound business practices.
  • VUM Taxi pays back 10% of your premiums after a 24-month claim-free period.
  • VUM AssetSure pays back 10% of you premiums after a 36-month claim-free period.


From its humble start-up beginnings in 2006, Vulindlela Underwriting Managers fast evolved into South Africa’s leading provider of innovative risk solutions and cash back benefits to taxi owners and emerging businesses across the country.

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Established as a start-up business in 2006, VUM specialises in providing the widest range of insurance solutions for taxi owners and emerging businesses in South Africa.

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Insurance for small emerging businesses  

We have developed a product (AssetSure) that cuts through the complexity and gives you reliable insurance at a premium that your business can afford. Backed by Santam, we provide insurance solutions for your small business against unforeseen risks. We understand your business and are ready to give you the cover you need. VUM AssetSure caters for a range of emerging businesses, from car washes to funeral parlours, hair salons and spaza shops. Included in the cover is a full range of benefits, such as vehicles, buildings, stock and equipment, money, public liability, theft, etc.

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The benefits of insuring with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose Insurance good and proper.

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Specialist taxi insurance  

VUM provides a wide range of insurance solutions for owners of vehicles used for taxi and commercial transport purposes. It doesn’t matter if you own a sedan, minibus, midibus, tuk-tuk, shuttle services or metered cab, as long as someone is paying to be transported in your car, we will cover you with our specialist Taxi Insurance product. VUM offers the widest range of insurance products for these types of vehicles. Cover includes comprehensive, third-party, fire and theft or third-party only (for up to R2 million) cover for all types of taxis.ment, money, public liability, theft, etc. Beyond the normal comprehensive insurance, cover options can be extended to include:

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Zuzimali - no claims bonus award

  • This is a no claims bonus rewarding the insured for applying sound business practice and loyalty to VUM.
  • 10% of premium will be paid to the client after 36 months of claims free cover.

Contact us

DBN: 15 Old Main Road, Gillits, 3610.

JHB: The Pavillion, Wanderers Office Park, 52 Corlett Drive, Illovo, 2196

(086) 012 2747