Protect the lifestyle you have built over years

Echelon is a true specialist in the local short-term insurance industry and offers tailored personal asset risk solutions to meet the needs of high-net-worth professionals, business owners and executives. We know that you have come to expect competitively priced and convenient all-risks insurance across a spectrum of assets, and we deliver – with a wide range of benefits under one policy, adequate solvency and fast claims turnaround to exceed expectations.

Why choose Echelon

Our focus is our strength

We deal exclusively with high-net-worth individuals and seek to fully understand your needs. Our lifestyle underwriting matrix rates you individually according to a range of lifestyle factors – this allows us to offer an individually tailored short-term insurance product with superior benefits, yet competitive pricing.

Making sense of complexity

We provide simple, effective insurance solutions. We simplify insurance and offer benefits that people need, which are easy to buy and with limited product complexity. Our plain-English policy is rated the most comprehensive personal asset product in South Africa.

One contract for everything

We provide traditional home and vehicle insurance together with protection for assets associated with your pastimes and hobbies – all under one contract.

More about Echelon

Echelon is a division of Santam and offers all-risk cover for motor, buildings, contents, pleasure craft, private aircraft and unspecified and specified assets, together with flexible personal accident and personal liability solutions. Our client-first approach means that we partner with only selected intermediaries but fully endorse independent advice and personalised intermediary representation.

Our range of insurance solutions

Echelon’s range of insurance solutions includes:

Unlimited cover for power surges, subject to an additional R2500 excess

Unlimited accidental damage cover

Extended business contents cover(optional)

Identity theft cover

Motor personal accident cover

Extended 4x4 cover(optional)

Protection against the application of average (optional)

Storage and removal cover on all risks basis

Unlimited car hire (Group B) if your policy meets the criteria

Our tailor-made risk transfer solutions address financial exposures as diverse as:

The depreciation in value of new vehicles over time

Financial shortfalls affecting families following amendments to the Road Accident Fund (RAF)

Unexpected costs due to identity theft

Liabilities associated with lawsuits and third-party claims