SHA Risk Specialists, a division of Santam is the largest specialist casualty underwriting manager on the African continent, with over 30 years of underwriting experience in the liability, professional indemnity, financial lines, personal accident and motor fleet insurance markets.

SHA endeavors to deliver the best specialist risk insurance policies and claims management services to its chosen market segments and customers. This is achieved by providing innovative and fit-for-purpose, comprehensive insurance solutions, creating value for brokers and policyholders.

Why SHA?

Each business unit at SHA has a particular focus on a complex, niche insurance product. This enables the team to deliver the highest level of underwriting expertise.

Claims management
In 2018, SHA broke its own record for the highest amount of claims payments in a single year (in excess of US$50 million). We have a team of more than 20 dedicated and experienced claims technicians and managers. This inhouse expertise enables us to deliver exceptional claims management services to guide and assist our clients through the most traumatic litigation.

SHA has the experience and staying power necessary in an environment that produces long-tail claims activity.



Through its ongoing commitment to compliance and a relentless focus on value-driven service delivery, Stalker Hutchison Admiral (SHA) has established itself as the largest liability underwriting managers for corporate clients across South Africa.

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The benefits of insuring with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose Insurance good and proper.

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Our innovative risk transfer includes:

  • Broadform general liability
  • Directors and Officers
  • Professional Indemnity
  • Medical Malpractice
  • Clinical Trials
  • Motor
  • Personal accident and key man cover
  • Professional and Amateur Sports Insurance
  • Financial Institutions
  • Kidnap and Ransom
  • Cyber Crime
  • Commercial Crime
  • Blended passenger liability and Personal Accident
  • COID and RAF wraparound
  • Prize indemnity
  • Gradual Pollution
  • Product Recall, Contamination and Guarantee
  • Employment Practices Liability
  • Mining Rescue

Contact details


T 011 731 3600
F 086 432 4507


T 031 203 4000
F 086 432 4501

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