hero

Corporate property insurance

Emerald Risk Transfer Underwriting Managers is the largest underwriting manager of corporate property and affiliated engineering risks in South Africa. Emerald insures businesses throughout Africa, India, Southeast Asia and the Middle East, offering insurance solutions to over 600 clients in Africa, of which 75 are South Africa’s top 100 companies.

Why Emerald?

  • Ability to insure above R400 million capacity, based on MPL (Maximum Possible Loss)
  • Access to additional capacity through innovative facultative reinsurance solutions for large capacity accounts
  • Protected by S&P’s international treaty reinsurance programme
  • Significant existing portfolio throughout the African continent

Brochure

As the largest underwriting agency of corporate property and affiliated engineering risks in South Africa and further afield, Emerald is fast establishing itself the preferred provider of superior risk management products for businesses across the African continent.

undefined Download brochure

Learn more

The benefits of insuring with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose Insurance good and proper.

Learn more

Our range of solutions extend to:

  • Multinational companies
  • Petrochemical businesses
  • Mining and mining processing, including smelters and furnaces
  • State and local government entities with or without power-generating plants
  • Large retail groups
  • Large property portfolios
  • Hotels and lodge groups
  • Manufacturing, industrial and engineering works
  • Rolling stock and passenger rail
  • Large agricultural processing
  • Infrastructure–airports,roads and ports
  • Hospitals and clinic groups
  • Telecommunication

Contact details

Johannesburg

T 011 658 8200
F 011 658 8230


In the news

A smart geyser that tells you when it’s fit to burst

11 June 2019

It turns out geyser-related issues cause some of the country’s most common household insurance claims, this is according to Santam – South Africa’s leading short-term insurer

How to protect an estate from going up in smoke

14 May 2019

Runaway fires wreak havoc and can have crippling financial ramifications. Fire damage to residential and commercial estates is proving an increased risk for property owners and insurers alike.

Read more