Cell captive

Centriq is an independent specialist “cell captive” insurance company with valued people relationships, risk-sharing partnerships and unique customer solutions as guiding principles. These insurance solutions are underwritten by Centriq Insurance Company Limited and Centriq Life Insurance Company Limited, and are largely delivered through our extended network of underwriting management agents (UMAs), brand affinity insurance business partners and our in-house risk finance team.

Why Centriq?

  • We treat our clients as unique individuals or companies by providing tailor-made insurance solutions.
  • We can be trusted to deliver what we say by ensuring that our insurance solutions are relevant to our customers’ needs, are fairly priced and are supported by a high standard of service delivery.
  • We are a one-stop shop. We own and operate both a short-term and life cell captive licence which provides our business partners and clients the convenience of getting their insurance solutions under one roof.

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General product offering includes:

  • Personal insurance solutions (asset, liability, life and health)
  • Business insurance solutions (marine, goods in transit, aviation, etc.)

Risk finance and alternative risk finance Solutions

  • Through our in-house team of risk finance and alternative risk transfer specialist consultants:
  • Single period contingency insurance policies
  • Multi-year funded insurance structures
  • Self-funded risk benefit solutions for employees
  • Blended risk transfer/retention insurance policies
  • The above risk solutions typically complement conventional insurance programmes and can be applied to organisations across all industries.

The benefits of insuring with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose Insurance good and proper.

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Contact details


T 011 268 6490
F 011 268 6495

In the news

A smart geyser that tells you when it’s fit to burst

11 June 2019

It turns out geyser-related issues cause some of the country’s most common household insurance claims, this is according to Santam – South Africa’s leading short-term insurer

How to protect an estate from going up in smoke

14 May 2019

Runaway fires wreak havoc and can have crippling financial ramifications. Fire damage to residential and commercial estates is proving an increased risk for property owners and insurers alike.

Read more