hero

Watercraft insurance

Make the most of your water experiences knowing that your watercraft is sufficiently insured for any eventuality.

We offer comprehensive insurance for most types of watercraft, including onboard motors, machinery, equipment and standard fittings, such as the hull and accessories which are normally included when purchasing a watercraft.

Our watercraft insurance covers the following, at no additional cost:

  • Reasonable costs incurred towards stowage, safekeeping, moving or transporting of the watercraft after loss or damage
  • Salvaging costs incurred for recovery of the watercraft, with written consent from Santam
  • Reasonable cost incurred towards returning watercraft to normal stowage after repairs, following due authorization
  • Emergency accommodation for maximum two nights for you and one passenger in the event that a journey cannot be completed
  • Trauma treatment by a registered professional counselor following the hijacking of the watercraft
  • Emergency payments which you are liable for to any public authority due to loss or damage to the watercraft
  • Emergency repairs following loss – up to R5 000

Learn more Get quote Get quote

The benefits of insuring with us

Santam is the insurer of choice for thousands of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose Insurance good and proper.

Read more

Welcome to our blog

Santam shares the latest news and great perspectives on everything from the formation of lightning and your car’s tyre tread to your house’s roof, your business’ gutters and just about anything else that affects your safety.

Mind the Gap Cover: Get Vehicle Credit Shortfall Insurance

Mind the Gap Cover: Get Vehicle Credit Shortfall Insurance

Learn more
What is comprehensive car insurance?

What is comprehensive car insurance?

Learn more
5 Ways to get the best deal on a new car

5 Ways to get the best deal on a new car

Learn more
background

Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

Mirfin
National Inventory Data
ADT
Maxidor
Tracker
Surgetek
Altech Netstar
Spectrum
Trellidor

SOS services

The smallest predicament can catch you off-guard. Our 24/7 SOS services are there to guide you through life’s emergencies – from roadside, route planning and chauffeur-driven support to legal advice as well as household and medical emergencies.

Read more

Safety tips

We’ll help prevent things from turning your world upside down.

Read more

Santam app

The Santam app lets you record accidents and incidents on the scene and capture critical information into one integrated claims process.

Read more

Building calculator

Did you know that approximately one out of three South African homes is currently underinsured by at least 30%? Use the online calculators to determine the true replacement value of your house and other buildings.

Read more

In the news

Understanding the misconceptions of vehicle insurance

21 October 2019

Does picking a red vehicle mean you have a higher risk of an accident? And will this influence your insurance premium?

Beware of fraudulent e-mail, sms and WhatsApp scams

07 August 2019

Criminal syndicates are looking to exploit clients and intermediaries into transferring funds into their accounts by leveraging Santam’s brand and reputation.

Read more

View all videos

An error has occurred

Close