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Watercraft insurance

Make the most of your water experiences knowing that your watercraft is sufficiently insured for any eventuality.

We offer comprehensive insurance for most types of watercraft, including onboard motors, machinery, equipment and standard fittings, such as the hull and accessories which are normally included when purchasing a watercraft.

Our watercraft insurance covers the following, at no additional cost:

  • Reasonable costs incurred towards stowage, safekeeping, moving or transporting of the watercraft after loss or damage
  • Salvaging costs incurred for recovery of the watercraft, with written consent from Santam
  • Reasonable cost incurred towards returning watercraft to normal stowage after repairs, following due authorization
  • Emergency accommodation for maximum two nights for you and one passenger in the event that a journey cannot be completed
  • Trauma treatment by a registered professional counselor following the hijacking of the watercraft
  • Emergency payments which you are liable for to any public authority due to loss or damage to the watercraft
  • Emergency repairs following loss – up to R5 000

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The benefits of insuring with us

Santam is the insurer of choice for thousands of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose Insurance good and proper.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

Mirfin
National Inventory Data
Maxidor
Tracker
Surgetek
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Spectrum
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SOS services

The smallest predicament can catch you off-guard. Our 24/7 SOS services are there to guide you through life’s emergencies – from roadside, route planning and chauffeur-driven support to legal advice as well as household and medical emergencies.

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Safety tips

We’ll help prevent things from turning your world upside down.

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Santam app

The Santam app lets you record accidents and incidents on the scene and capture critical information into one integrated claims process.

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Building calculator

Did you know that approximately one out of three South African homes is currently underinsured by at least 30%? Use the online calculators to determine the true replacement value of your house and other buildings.

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In the news

4 Top post-lockdown vehicle safety tips as claims increase significantly

21 May 2020

Santam has reported a significant increase in daily vehicle related claims for the month of May so far, although still below a normal month’s expected claims.

Make sure your student child’s valuable are adequately insured before moving to campus

16 January 2020

Your student child will soon be heading back to or starting at their various campuses and like many University and College students, they are walking around with thousands of rands’ worth of property on them.

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