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Watercraft insurance

Make the most of your water experiences knowing that your watercraft is sufficiently insured for any eventuality.

We offer comprehensive insurance for most types of watercraft, including onboard motors, machinery, equipment and standard fittings, such as the hull and accessories which are normally included when purchasing a watercraft.

Our watercraft insurance covers the following, at no additional cost:

  • Reasonable costs incurred towards stowage, safekeeping, moving or transporting of the watercraft after loss or damage
  • Salvaging costs incurred for recovery of the watercraft, with written consent from Santam
  • Reasonable cost incurred towards returning watercraft to normal stowage after repairs, following due authorization
  • Emergency accommodation for maximum two nights for you and one passenger in the event that a journey cannot be completed
  • Trauma treatment by a registered professional counselor following the hijacking of the watercraft
  • Emergency payments which you are liable for to any public authority due to loss or damage to the watercraft
  • Emergency repairs following loss – up to R5 000

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The benefits of insuring with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose Insurance good and proper.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

Mirfin
National Inventory Data
Chubb
ADT
Maxidor
Tracker
Surgetek
Altech Netstar
Spectrum
Trellidor

SOS services

The smallest predicament can catch you off-guard. Our 24/7 SOS services are there to guide you through life’s emergencies – from roadside, route planning and chauffeur-driven support to legal advice as well as household and medical emergencies.

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Safety tips

We’ll help prevent things from turning your world upside down.

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Santam app

The Santam app lets you record accidents and incidents on the scene and capture critical information into one integrated claims process.

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Building calculator

Did you know that approximately one out of three South African homes is currently underinsured by at least 30%? Use the online calculators to determine the true replacement value of your house and other buildings.

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In the news

The moving ins - and outs - of insurance for co-habiting couples

17 October 2018

Rumour has it fiancés Nick Jonas and Priyanka Chopra have moved in together. Supposedly, Pete Davidson and Ariana Grande have as well. With life-changing decisions seeming like a theme for celebs this season, perhaps now’s the time to consider the implications if you’re planning the ‘big move in’ with your ‘boo’. Aside from the obvious emotional and financial aspects, there are lots of insurance matters to consider as well.

Santam study finds SA drivers ‘in love’ with their cars

07 March 2018

A national client survey by Santam, has revealed interesting and surprising attitudes of drivers towards their vehicles, including emotional attachment and feelings of despondency if dispossessed of their much-loved cars.

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