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Get proper protection against fire

How often have you thought about the things you’d save if you lost everything in a fire? Have you considered the right cover for your home and its valuables?

At Santam, we want to help you make sure you've got the right cover for this important tool which is why we offer cover for your laptop as well as any laptop accessories (your charger and cables for example), including standard software generally available in retail stores, if it is specified as part of your home insurance policy.

At Santam, we want to help you make sure you’ve got the right cover in the event of a fire, which is why we offer cover for your home and its contents. Our buildings insurance will compensate you in the event of loss or damage to the external fixtures and fittings (i.e. walls, fences, windows) to your property, while our household contents will compensate you for loss or damage to your valuables in the event of a fire.

Insure your home and car

Should you experience a devastating fire at your home, Santam offers comprehensive cover for your property and your valuables if it is insured under the house owners’ and house contents section of your personal policy for its replacement value.

  • Comprehensive cover: Comprehensive cover for your household contents in the event of a fire;
  • Excess: Standard excess for vehicles and buildings, no excess for house contents damaged as a result of a fire. 
  • SOS Services: Six free SOS services to all personal lines clients.

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The benefits of insuring with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose insurance good and proper.

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SOS services

Our 24/7 SOS service supports you through life’s little and large car and household emergencies.

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Safety tips

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose insurance good and proper.

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Santam app

A first-of-its-kind app from Santam now allows you to keep family and friends by your side, no matter where in the world you go. Another way we help you to be safe out there.

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Contents calculator

Make sure your home contents are sufficiently covered by using the online calculator to establish the true value of your belongings.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

Welcome to our blog

Santam shares the latest news and great perspectives on everything from the formation of lightning and your car’s tyre tread to your house’s roof, your business’ gutters and just about anything else that affects your safety.

Are you adequately insured against a fire in your home?

Are you adequately insured against a fire in your home?

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Winter fire safety in the home

Winter fire safety in the home

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Why you need building insurance and how to switch from your bank

Why you need building insurance and how to switch from your bank

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In the news

The moving ins - and outs - of insurance for co-habiting couples

17 October 2018

Rumour has it fiancés Nick Jonas and Priyanka Chopra have moved in together. Supposedly, Pete Davidson and Ariana Grande have as well. With life-changing decisions seeming like a theme for celebs this season, perhaps now’s the time to consider the implications if you’re planning the ‘big move in’ with your ‘boo’. Aside from the obvious emotional and financial aspects, there are lots of insurance matters to consider as well.

Santam study finds SA drivers ‘in love’ with their cars

07 March 2018

A national client survey by Santam, has revealed interesting and surprising attitudes of drivers towards their vehicles, including emotional attachment and feelings of despondency if dispossessed of their much-loved cars.

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