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Get the right cover for your gear

Whether you a first-time-runner or an avid cycling enthusiast, insuring your cycling and running accessories are important.

At Santam, we want to help you make sure you've got the right cover for your sports gear, which is why we offer cover for your running shoes, bicycle as well as any running and cycling technology (including your cell phone, I-pod or running watch) under our All risks cover. This insurance cover will compensate you in the event of loss or damage to items you normally wear outside your home. Specific sporting gear such as your cycling kit, helmet and cleats can also be specified under your personal insurance policy.

Remember that your bicycle is automatically covered against theft, burglary and fire under the household section of your personal insurance policy whilst inside your private residence or outbuildings that inter-lead with your residence, such as your garage.

Click here to read some more useful tips on how to care for sports gear such as your bicycle.

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The benefits of insuring with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need four more reasons to choose insurance good and proper.

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SOS services

Our 24/7 SOS service supports you through life’s little and large car and household emergencies.

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Safety tips

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose insurance good and proper.

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Santam app

A first-of-its-kind app from Santam now allows you to keep family and friends by your side, no matter where in the world you go. Another way we help you to be safe out there.

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Contents calculator

Make sure your home contents are sufficiently covered by using the online calculator to establish the true value of your belongings.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

Mirfin
National Inventory Data
Maxidor
Tracker
Surgetek
Altech Netstar
Spectrum
Trellidor

Welcome to our advice section

Santam shares the latest news and great perspectives on everything from the formation of lightning and your car’s tyre tread to your house’s roof, your business’ gutters and just about anything else that affects your safety.

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In the news

Santam warns of global supply-chain delays impacting insurance claims

22 July 2022

Santam, has warned that clients could, over the next couple of weeks, and possibly months, experience delays in the repair of damaged motor vehicles due to a global shortage in parts caused, among others, by COVID-19 and other supply-chain challenges.

South Africans to take necessary precautions in protecting their property

29 June 2022

South Africa’s power utility Eskom has announced stage 6 of rotational load shedding which has been taking place since Tuesday evening, due to a significant deterioration of its operations.

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