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Get the right cover for your gear

Whether you a first-time-runner or an avid cycling enthusiast, insuring your cycling and running accessories are important.

At Santam, we want to help you make sure you've got the right cover for your sports gear, which is why we offer cover for your running shoes, bicycle as well as any running and cycling technology (including your cell phone, I-pod or running watch) under our All risks cover. This insurance cover will compensate you in the event of loss or damage to items you normally wear outside your home. Specific sporting gear such as your cycling kit, helmet and cleats can also be specified under your personal insurance policy.

Remember that your bicycle is automatically covered against theft, burglary and fire under the household section of your personal insurance policy whilst inside your private residence or outbuildings that inter-lead with your residence, such as your garage.

Click here to read some more useful tips on how to care for sports gear such as your bicycle.

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The benefits of insuring with us

Santam is the insurer of choice for thousands of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose insurance good and proper.

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SOS services

Our 24/7 SOS service supports you through life’s little and large car and household emergencies.

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Safety tips

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose insurance good and proper.

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Santam app

A first-of-its-kind app from Santam now allows you to keep family and friends by your side, no matter where in the world you go. Another way we help you to be safe out there.

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Contents calculator

Make sure your home contents are sufficiently covered by using the online calculator to establish the true value of your belongings.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

Welcome to our blog

Santam shares the latest news and great perspectives on everything from the formation of lightning and your car’s tyre tread to your house’s roof, your business’ gutters and just about anything else that affects your safety.

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Everything you need to know about fire sprinklers

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4 ways to a simpler insurance claim process

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In the news

Understanding the misconceptions of vehicle insurance

21 October 2019

Does picking a red vehicle mean you have a higher risk of an accident? And will this influence your insurance premium?

Beware of fraudulent e-mail, sms and WhatsApp scams

07 August 2019

Criminal syndicates are looking to exploit clients and intermediaries into transferring funds into their accounts by leveraging Santam’s brand and reputation.

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