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Get the right cover for your gear

Whether you a first-time-runner or an avid cycling enthusiast, insuring your cycling and running accessories are important.

At Santam, we want to help you make sure you've got the right cover for your sports gear, which is why we offer cover for your running shoes, bicycle as well as any running and cycling technology (including your cell phone, I-pod or running watch) under our All risks cover. This insurance cover will compensate you in the event of loss or damage to items you normally wear outside your home. Specific sporting gear such as your cycling kit, helmet and cleats can also be specified under your personal insurance policy.

Remember that your bicycle is automatically covered against theft, burglary and fire under the household section of your personal insurance policy whilst inside your private residence or outbuildings that inter-lead with your residence, such as your garage.

Click here to read some more useful tips on how to care for sports gear such as your bicycle.

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The benefits of insuring with us

Santam is the insurer of choice for thousands of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose insurance good and proper.

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SOS services

Our 24/7 SOS service supports you through life’s little and large car and household emergencies.

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Safety tips

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose insurance good and proper.

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Santam app

A first-of-its-kind app from Santam now allows you to keep family and friends by your side, no matter where in the world you go. Another way we help you to be safe out there.

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Contents calculator

Make sure your home contents are sufficiently covered by using the online calculator to establish the true value of your belongings.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

Mirfin
National Inventory Data
Chubb
ADT
Maxidor
Tracker
Surgetek
Altech Netstar
Spectrum
Trellidor

Welcome to our blog

Santam shares the latest news and great perspectives on everything from the formation of lightning and your car’s tyre tread to your house’s roof, your business’ gutters and just about anything else that affects your safety.

Are you adequately insured against a fire in your home?

Are you adequately insured against a fire in your home?

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Mind the gap: get vehicle credit shortfall cover this holiday

Mind the gap: get vehicle credit shortfall cover this holiday

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4 ways to a simpler insurance claim process

4 ways to a simpler insurance claim process

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In the news

Load shedding: 9 ways to protect your property

12 February 2019

South Africa’s power utility Eskom has announced stage three of rotational load shedding which has been reported to take place from 08:00 and could go up to 23:00 in the evening.

Spring clean your insurance: we give you our top tips

23 January 2019

Did you recently get married? Move in with your partner? Or maybe you made some adjustments to your property. Every year, our lives change and every new year we ‘spring clean’ the clutter to make way for the new resolutions. But more often than not there is one thing we always put on the back-burner.

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