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Small business insurance solutions

We understand that risks differ and that every start-up business is unique. Whether you’re running an animation business or an accounting company, Santam has nearly 100 years of experience and in-depth expertise to insure South African businesses properly.

Through a focused small business insurance offering, we will help to ensure that your start-up is properly covered in an emergency such as a fire or theft.

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Welcome to our blog

Santam shares the latest news and fresh perspectives on issues affecting the insurance needs of our commercial and professional clients.

Hidden costs of starting a new business

Hidden costs of starting a new business

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How to estimate your start-up costs

How to estimate your start-up costs

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 Advice on running a successful business

Advice on running a successful business

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What do we cover?

We know there are certain risks that most businesses have in common and we will help you ensure that you have the right cover for your start-up. 

For as little as R162 per month, your business will be covered for product liability and client legal liability up to R3 000 000. Our insurance packages also protects the contents at your business premises against:

  • Fire, lightning, explosion
  • Storm, wind, water, hail, snow
  • Earthquake
  • Impact
  • Burglary
  • Malicious damage
  • Damage whilst in transit and;
  • Accidental loss of keys 

Follow the monthly diaries of 2 businesses on their journey to 1001 days

The first 1000 days in business are statistically the hardest. If you’re still in business at day 1001, you’ve beaten the odds. In the Santam 1001 Days web series, we’ll follow two start-up businesses to share the lessons they learn and challenges that they face along their journey so you can plan for yours.

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