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Insurance for guesthouses

Whether you’re a guesthouse or B&B owner, we have designed cover tailored to suit your insurance needs.

  • There are a maximum of 20 rooms
  • The owner and/or manager lives on the insured premises (i.e. not necessarily in the same building but on the same property) our guesthouse solution provides cover for:
  • Property damage
  • Business interruption
  • Vehicles Liability
  • Umbrella liability (top-up liability)
  • Other sections

Note: This solution is not only limited to the above sections, additional cover can be provided if required. You are able to insure your personal and business risks under a single policy

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The benefits of insuring your business with us

Santam is the insurer of choice for thousands of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose Insurance good and proper.

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Welcome to our blog

Santam shares the latest news and fresh perspectives on issues affecting the insurance needs of our commercial and professional clients.

8 ways to make your small business more distinctive

8 ways to make your small business more distinctive

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6 Reasons to celebrate being a local business

6 Reasons to celebrate being a local business

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Local businesses: turning customers into fans

Local businesses: turning customers into fans

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Cover options

Property


This section provides comprehensive cover for your buildings and their contents.

Business interruption


Damage to your business as described in the property damage section may result in reduced turnover or additional expenses, which may cause serious business interruption that you did not plan for.

Vehicles


This covers vehicles such as motor cars, bakkies, buses, trucks, trailers, caravans, motorcycles and special type vehicles.

Liability


Liability insurance provides you with cover if you or one of your employees damages someone else's property or causes the death/injury of someone during the course of business.

Umbrella liability


Liability insurance provides you with cover if you or one of your employees damages someone else's property or causes the death/injury of someone during the course of business.

Other


Santam's insurance solutions are flexible enough to incorporate all your insurance requirements, tailoring our services to your specific needs.

Calculator

Use these simple tools to check if your business is sufficiently protected. Having the right cover in place will ensure quick and hassle-free claims in times of need.

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Santam app

Manage your personal insurance inventory, send and receive instant SOS alerts and track the safety of loved ones with one easy swipe on your smartphone.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

In the news

8 ways to make your small business more distinctive

16 May 2019

The competitive nature of running your own business means that you probably often compare yourself to others in your industry.

6 Reasons to celebrate being a local business

15 May 2019

In South Africa, SMEs comprise 98.5% of all formal businesses. That makes you the lifeblood of our country and the hub for our communities. For generations, people have been passionate about their ‘locals’. And that passion persists.

Read more