Whether you’re a guesthouse or B&B owner, we have designed cover tailored to suit your insurance needs.
There are a maximum of 20 rooms
The owner and/or manager lives on the insured premises (i.e. not necessarily in the same building but on the same property) our guesthouse solution provides cover for:
Property damage
Business interruption
Vehicles Liability
Umbrella liability (top-up liability)
Other sections
Note: This solution is not only limited to the above sections, additional cover can be provided if required. You are able to insure your personal and business risks under a single policy
Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose Insurance good and proper.
This section provides comprehensive cover for your buildings and their contents.
Business interruption
Damage to your business as described in the property damage section may result in reduced turnover or additional expenses, which may cause serious business interruption that you did not plan for.
Vehicles
This covers vehicles such as motor cars, bakkies, buses, trucks, trailers, caravans, motorcycles and special type vehicles.
Liability
Liability insurance provides you with cover if you or one of your employees damages someone else's property or causes the death/injury of someone during the course of business.
Umbrella liability
Liability insurance provides you with cover if you or one of your employees damages someone else's property or causes the death/injury of someone during the course of business.
Other
Santam's insurance solutions are flexible enough to incorporate all your insurance requirements, tailoring our services to your specific needs.
Calculator
Use these simple tools to check if your business is sufficiently protected. Having the right cover in place will ensure quick and hassle-free claims in times of need.
Manage your business and personal insurance inventory, send and receive instant SOS alerts and track the safety of loved ones with one easy swipe on your smartphone.
Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.
Starting a business is probably one of the most exciting things you’ll do in your lifetime. The freedom of doing your own thing is priceless, yet many entrepreneurs cite cash flow troubles as one of their biggest challenges. We’ve put together a list of common burdens to watch out for as you budget for your new venture.
When starting your own business, you don’t need millions to make millions. The Big Blue retail chain started as a flea market stall, while billion rand sport supplement business USN was launched from a kitchen.What you do need is a clear picture of the costs of doing business so you don’t experience cash flow problems later on. We help you work out your start-up budget to help keep you on track.
You represent the heart and soul of your small business. The key to your marketing campaign is to share your story proudly, passionately and with sincerity.
It is impossible to turn your entrepreneurial dreams into reality all by yourself. Find the right partners or trust the experts to help you get the business basics in place right from the start.
Don’t let the details get in the way of your success. If there’s an opportunity, seize it! Your determination and actions will set the pace for the plan to evolve.
Your passion and skill is what drives your business. But the ultimate key to achievement is patience and know-how to take your small business to a sustainable and successful level into the future.
Curb excessive sick leave to prevent abuse of the system
Abuse of sick leave benefits among staff often present huge challenges for employers. Address this issue to prevent the exploitation of the system and increase the productivity of your workforce.
Expanding your business across the border? First, find the right legal partner on the other side to help you understand and consider all the legal parameters, practicalities and infrastructure required to support your business.
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