Santam shares the latest news and fresh perspectives on issues affecting the insurance needs of our commercial and professional clients.
The contents of your practice are an essential part of your business and need to be properly insured.
We know that due to the nature of your practice there may be money held at your practice and/or in transit from time to time. This needs to be insured.
Business all risks
This section provides comprehensive worldwide cover for loss or damage to equipment both at your premises and while it is taken off your premises.
Public liability insurance provides you with cover if you or one of your employees damages someones else's property or causes the death/injury of someone during the course of business.
This section covers you as employer in the event of death or bodily injury to any employee during the course of employment if you are found to be legally liable.
Damage to your practice may result in reduced turnover or additional expenses, which may cause serious business interruption that you did not plan for.
Though you take the utmost care in appointing qualified and ethical staff, employees may still commit fraud. This section provides compensation for financial loss to your practice due to theft (money or stock) by employees.
Here we provide cover in the event that there is loss of or damage to your book of accounting records.
Santam's insurance solutions are flexible enough to incorporate all your insurance requirements, tailoring our services to your specific needs.
Santam's medical practice insurance solutions are as flexible as your practice requirements. You can tailor your overall insurance policy by adding the following additional cover:
Increased theft limits
Goods in transit
Electronic equipment (computers and other)
Private home (buildings and contents)
Extended personal legal liability
Accidental damage to personal property
Use these simple tools to check if your business is sufficiently protected. Having the right cover in place will ensure quick and hassle-free claims in times of need.
April is here and all over South Africa, locals are planning on taking advantage of the lovely holiday weekends coming up. With the anticipated surge in bookings and visitors to your establishment, it is important to ensure that your property and staff follow best practices to be properly indemnified against potential liability claims.
Many South Africans have become Airbnb hosts, either as a main income source or savvy side hustle. In fact, a report from Airbnb last year showed there are about 35 000 SA home hosts (65% of whom are women), collectively earning over $260-million, with a ripple economic impact of $678-million (from 1 June 2017 to 31 May 2018).
Expanding your business across the border? First, find the right legal partner on the other side to help you understand and consider all the legal parameters, practicalities and infrastructure required to support your business.