Commercial insurance

We understand that running a successful small, medium or large business takes years of hard work and the right partnerships. Our business insurance expertise comes from understanding every aspect of risk your business may face and ensuring that you are covered for it.

Apart from the size of your business, your insurance risk is largely determined by the industry you operate in. Because we are able to identify every aspect of risk you may face, our insurance expertise is critical to providing you with the correct cover, and because we’ve been doing this for more than 100 years, it’s easy to see why so many business owners trust us when it comes to their insurance.

Learn more

The benefits of insuring your business with us

Santam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose Insurance good and proper.

Read more

Welcome to our advice section

Advice, insights and expert opinions for SME owners and managers.

Cybercrime is on the rise – Is your business adequately protected?

Cybercrime is on the rise – Is your business adequately protected?

Learn more
How To Stave Off “The Great Resignation”

How To Stave Off “The Great Resignation”

Learn more
Make sure that your business is fire-proof

Make sure that your business is fire-proof

Learn more
background

Insurance solutions

Calculator

Use these simple tools to check if your business is sufficiently protected. Having the right cover in place will ensure quick and hassle-free claims in times of need.

Read more

Santam app

Manage your business and personal insurance inventory, send and receive instant SOS alerts and track the safety of loved ones with one easy swipe on your smartphone.

Read more

Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

In the news

How to navigate complex risks in an ever-evolving landscape

25 May 2022

There is no mistaking that the world is changing rapidly. The rate of climate change is powering increasingly adverse weather events, the changing world of work has supercharged cyber threats and some countries are even making plans to build volcano powered crypto cities to help futureproof themselves.

Santam Women of the Future 2021 winners

01 April 2022

They took home the top trophies at the Santam Women of The Future Awards in association with FAIRLADY and TRUELOVE last year. Here’s what our extraordinary winners have been up to since then.

Read more