Commercial insurance

We understand that running a successful small, medium or large business takes years of hard work and the right partnerships. Our business insurance expertise comes from understanding every aspect of risk your business may face and ensuring that you are covered for it.

Apart from the size of your business, your insurance risk is largely determined by the industry you operate in. Because we are able to identify every aspect of risk you may face, our insurance expertise is critical to providing you with the correct cover, and because we’ve been doing this for nearly 100 years, it’s easy to see why so many business owners trust us when it comes to their insurance.

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The benefits of insuring your business with us

antam is the insurer of choice for millions of South Africans countrywide. We help you be safe and stay safe – everywhere you go. If you need five more reasons to choose Insurance good and proper.

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Welcome to our blog

Advice, insights and expert opinions for SME owners and managers.

Hidden costs of starting a new business

Hidden costs of starting a new business

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How to estimate your start-up costs

How to estimate your start-up costs

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 Advice on running a successful business

Advice on running a successful business

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Insurance solutions

Calculator

Use these simple tools to check if your business is sufficiently protected. Having the right cover in place will ensure quick and hassle-free claims in times of need.

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Santam app

Manage your business and personal insurance inventory, send and receive instant SOS alerts and track the safety of loved ones with one easy swipe on your smartphone.

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Get great deals through our partners

Benefit from the range of Santam service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.

In the news

Could your SME be the next cybercrime target?

17 October 2018

It’s not just big businesses that are susceptible to cybercrime. It’s SMEs as well. These smaller businesses are arguably even more vulnerable, considering they frequently don’t have the awareness or resources required to mitigate the threat. In fact no-one is safe.

Fires cost South African businesses millions annually

10 August 2017

South Africa loses millions of rand to fire each year. The past fire season has seen thousands of people displaced from their homes as a result of fires in the Knysna area while acres of vineyards were destroyed in the Western Cape in January, decimating revenues within the wine industry.

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