Fire and explosion insurance

Everyone living in South Africa is aware of the high losses suffered by farmers due to the devastating effects caused by spreading veld fires. This becomes a particular hazard at the end of winter, when the grass is long and extremely dry.

Whilst most farmers may elect not to insure their own crops and grazing land against such veld fires, they may find themselves in difficulty should a fire spread from their land onto a neighbouring property. If the neighbour suffers damage in the form of loss of buildings, livestock or even crops, he will most certainly seek to recover from the farmer from whose land the fire spread.

General information on National Veld and Forest Fire Act

It is for this potential legal liability that farmers require liability insurance cover for fire and explosion, more commonly known as Spread of Fire cover.


Click below to read a comprehensive break-down of our fire and explosion cover.

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Watch the video to see what we cover.


The benefits of insuring with us

When you are insured by Santam, you can enjoy peace of mind knowing that your crops and assets are fully covered by technical experts who understand the demands of the agriculture industry.
Our unique insurance solutions are specifically designed for the modern farmer. Take advantage of our expertise and contact your broker or request a quote from us.

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Value-added services

Our agricultural policy is extended to include the following 24-hour services/cover free of charge:

  • A personal health advisor (24-hour medical services);
  • Emergency medical services (ambulance, helicopter and fixed-wing aircraft);
  • Legal assistance; and
  • A crisis line.
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Welcome to our blog

Santam shares the latest news and fresh perspectives on issues affecting the insurance needs of our agricultural clients.

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Contact details

Contact us for a quote or support on the contact details below.

Contact Centre Details:

E support.santamagri@santam.co.za
F 086 011 1368
T 051 407 3005

Comprehensive contact lists

View: Crop contact details
View: Assets contact details

In the news

Climate and weather update

20 October 2016

Forecasts for neutral to La Niña conditions still remain valid with borderline La Niña conditions currently present. The expected rainfall in the first part of October over the eastern summer crop production areas did not occur but conditions are still favourable for rain in the second part of October. Cumulative rainfall forecasts until the end of December 2016 from the accuweather.com website indicate that between 300-400mm of rain is possible over the eastern areas.

Santam makes R250 000 contribution to agri securitas trust fund

14 October 2016

Santam today announced a R250 000 contribution to the Agri Securitas Trust Fund. The fund was set up to assist in the fight against farm attacks and farm crimes at a rural community level.

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