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A recognised specialist in short-term insurance, we provide bespoke personal asset risk solutions for high-net-worth professionals, business owners, and executives. We offer competitively priced, convenient All-Risks insurance across a wide range of assets, supported by extensive benefits, financial strength, and a fast, efficient claims service – all under one policy designed to exceed expectations.
Our focus is our strength
We focus exclusively on high-net-worth clients, understanding your lifestyle to design personalised cover. Our lifestyle underwriting matrix evaluates a range of lifestyle factors to deliver bespoke cover with superior benefits at competitive pricing.
Simplifying complexity
We simplify insurance and deliver all the essential benefits for high-net-worth individuals, in a single accessible solution free of complexity. Our plain-English policy is widely regarded as South Africa’s most comprehensive personal asset cover.
One contract for everything
We combine home, vehicle and lifestyle asset protection for your hobbies and pastimes in one comprehensive policy tailored to your needs, giving you the freedom to live life.
Our expert underwriters provide private clients with bespoke All-Risk protection across motor, home, lifestyle assets, and personal liability allowing you to manage risks like vehicle depreciation, identity theft, accidental damage and legal liability with confidence.
Power surge
Unlimited cover for damage caused by power surges, subject to a minimal additional excess.
Accidental damage
Unlimited accidental damage cover for insured property, providing broad protection against unforeseen events.
Business contents
An optional extension covering business equipment and contents kept at home, designed to support flexible, hybrid working lifestyles.
Identity theft
Cover for identity theft and the unexpected costs associated with recovering from compromised personal information.
Vehicle cover
Protection against the depreciation of new vehicles, with optional unlimited Group B car hire subject to qualifying criteria.
Personal accident
Motor-linked Personal Accident cover, providing financial support to you and your family following serious injury.
Legal liability
Protection against the financial impact of third-party claims and legal action, helping safeguard your personal assets.
Application of average (optional)
Optional cover that protects against the application of “average”, helping to prevent underinsurance penalties when you claim.
4x4 Extensions (optional)
Optional extensions for 4x4 vehicles, including all-risks storage and removal cover, tailored for more complex journeys and vehicles.
All the tools, documents, and forms you need to manage policies, streamline claims and simplify account management whether you’re a broker or a client.
We partner with select brokers to support expert risk management and deliver trusted, personalised client representation.
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