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Our Emerging Business Insurance is tailored to offer simple, reliable and affordable cover for small and growing businesses. From minibus taxis and e-hailing services to spaza shops, car washes and salons, we provide accessible solutions that help protect your livelihood from everyday risks – so you can focus on building your future.
Quick turnaround
We understand your business can’t afford downtime. That’s why our processes are designed for speed – delivering fast responses on quotes and claims, so you can keep your focus where it belongs: on growing your business with confidence. All cover is subject to standard terms and conditions.
Tailored cover for real businesses
From taxi fleets and car washes to spaza shops and salons, we know the risks you face. That’s why we provide cover designed for your business needs – practical protection you can trust.
Expert cover for a range of businesses
Backed by years of experience and industry insight, we provide dependable insurance solutions designed to protect your business and help it thrive.
Comprehensive protection for minibus and midibus taxi operators. Covering scholar, long-distance, and short-distance transport. Designed for 8–18 seat minibuses and 19–35 seat midibuses.
Learn moreSimple, affordable cover built for small and emerging businesses. Get peace of mind with tailored protection backed by Santam’s trusted expertise.
Learn moreComprehensive cover for sedans used in e-hailing, shuttle, metered taxi, and scholar transport services. For vehicles with up to 7 seats.
Learn moreAll the tools, documents, and forms you need to manage policies, streamline claims, and simplify account management.
Emerging business online
Log in to easily manage policies, access client information, and download important documents.
PAIA manual
Our PAIA Manual is a clear guide to the information we keep and how you can request access to it if you need to.
Whether you’re just starting out or expanding, our team is here to guide you. Connect with us to get the right cover for your business needs.
Santam Emerging Business (Pty) Ltd, Company Reg. No: 2006/026618/07 an authorised financial service provider (FSP No. 33799) is an Underwriting Manager and a wholly owned subsidiary of Santam Limited. Santam Limited is an authorised financial services provider (FSP 3416), a licensed non-life insurer and controlling company for its group companies.
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