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Santam’s construction & engineering insurance provides specialist protection for all types of construction projects, be they residential, commercial, industrial or infrastructural in nature. Backed by technical expertise and tailored solutions, we assist clients in managing their on-site and off-site risks - ensuring projects continue with confidence, even in the face of disruption.
In addition, we also offer specialist insurance for the plant and machinery that a contractor would use on site to undertake such projects as well as specialist insurance for various types of electronic equipment that are found in everyday use in the modern environment.
Specialist engineering expertise
Our team combines technical knowledge with practical onsite experience to offer deep insights into engineering and construction risks—delivering relevant, high-impact insurance solutions.
Leading construction and engineering cover
As a trusted provider in South Africa, we offer tailored insurance solutions through our extensive intermediary network, with flexible cover options and risk management support to help reduce exposure and cost.
Reliable service and support
We work hand-in-hand with intermediaries and clients to offer responsive quoting, technical advice, and a smooth claims process—ensuring clarity and peace of mind throughout your journey.
All risks cover for residential, commercial, industrial and infrastructure projects. Offers protection for works under construction and machinery installations like lifts and air conditioning as well the public liability exposure such projects present.
Learn moreSpecialist all risks cover for construction equipment such as cranes, pumps, compressors, earthmoving machinery and various types of loading equipment. Flexible, location-based protection for mobile plant used across multiple sites. This cover is now also available for different types of externally located machinery such as mineral beneficiation plants, bottling plants and the like.
Learn moreCovers financial losses due to project delays caused by an insured incident on the construction site. Ideal for large developments where interruptions in completion could impact earnings, rentals, or operational timelines of the planned business.
Learn moreAll-risk protection for electronic assets including IT systems, telecommunications infrastructure, medical technology, and measuring equipment—designed to reduce downtime and risk.
Learn moreCovers income loss resulting from insured loss or damage to your electronic equipment. A practical safeguard for maintaining business continuity during equipment-related disruptions.
Learn moreAll risks cover similar to Contractors’ all risks but for loss or damage specifically arising out of the erection and installation of plant and machinery as well as the public liability exposure that accompanies such operations. It must be noted though that we no longer offer this as a separate policy but continue to offer this cover under the Contractors’ all risks product as it is equally suited for this purpose.
Learn moreFind the essential tools, documents, and forms you need to manage your policies effectively. Whether you’re a broker or a business, our resources help streamline claims, downloads, and account management.
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Find policy documents, risk reports and other essential resources in one place.
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From planning to completion or operational use, our team is here to assist you in managing risk at every stage. Discuss your specific needs with your insurance broker, who will assist you in arranging the right insurance solution with us for your business.
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