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Expert-driven Casualty solutions, designed for you

At Santam, we know every business faces unique risks, and we're here to help you navigate them with confidence. Our Casualty insurance solutions provide the assurance you need to grow, adapt, and thrive in an ever-changing world. From liability and professional indemnity to financial lines and cyber risks, we provide comprehensive protection where it matters most. With decades of experience and deep technical expertise, we help you face the future with certainty.

Why partner with Santam for your casualty insurance cover?

Expertise you can trust, backed by decades of experience

Decades of underwriting experience give us specialist insight to help brokers and clients make confident, informed risk decisions – no matter how complex the exposure.

End-to-end risk solutions, customised for you

We don’t do one-size-fit-all policies. Our flexible Casualty insurance solutions are designed to adapt to real-world risks and your business needs.

Your trusted partner for claims and risk expertise

Our experienced underwriters and claims specialists provide deep industry knowledge and tailored support for complex risks. With proactive risk management and a proven track record in claims handling, we help businesses navigate uncertainty and bounce back stronger.

A product to meet your industry needs

Crime & civil liability

Comprehensive cover for financial institutions against losses stemming from employee dishonesty, electronic crime, and complex civil litigation.

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Directors & officers liability

Protects directors and officers from claims related to decisions and actions taken in their fiduciary roles – safeguarding both personal assets and reputations.

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Commercial crime

Protect your business from direct financial loss and secure your future with Crime insurance – freedom to focus on your vision.

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Cyber insurance

Covers cyber threats, data breaches, ransomware, and business interruption, including legal costs and specified losses from cybercrime.

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Professional indemnity

Designed for professionals who provide advice or services, covering legal costs and claims arising from negligence, errors, or omissions.

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Broadform liability

Comprehensive liability cover that protects businesses against third-party injury or property damage claims, with tailored extensions for industry-specific risks.

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Single project PI & liability

Long-term, project-based cover that includes Professional Indemnity, first-party Rectification, and Broadform Liability, from project inception to completion.

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SME Casualty

A complete SME Casualty solution, combining Liability, Professional Indemnity, and Directors & Officers cover – available via our Pocket Underwriter digital platform.

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Annual construction industry PI & liability

An annual policy designed for contractors, with essential liability and rectification coverage in one streamlined solution.

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Private equity management liability

Our customised insurance solutions protect against critical risks – from regulatory investigations and investor claims to the day-to-day complexities of managing portfolio companies.

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Trustees liability

This cover protects trustees from personal liability related to decisions made in managing trusts or funds, ensuring they are safeguarded when it matters most.

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Documents and resources

All the tools, documents, and forms you need to manage policies, streamline claims, and simplify account management – whether you’re a broker or a business. 

Claims

Learn more and access the necessary claim forms for a smooth claims process.

Downloads

Access policy documents, risk reports, and other essential resources, all in one place.

Pocket underwriter

Login to manage policies, access client information, and download documents.

E-mail newsletter

For updates and insights you can subscribe to our newsletter.

Contact the Casualty team

Anton Meyer

Business Head: Financial Lines, Professional Indemnity, Cyber & Technology Risks and SME Casualty

Miguel Malaj

Business Head: Liability and Construction

Roeann Lazarus

Head: Financial Lines

Koketso Shabalala

Underwriting Head: Construction and Africa

Macinee Moodley

Manager – SME Casualty

Jonathan Kaiser

Head: Claims: Professional Indemnity and Liability

Pierre Lombard

Head: Claims: Financial lines, Cyber, Motor & Accident & Health

Dasran Padayachee

Team Manager: Claims

Colin Wiseman

Team Manager: Claims

Let’s discuss your insurance needs

Get tailored casualty insurance solutions. Request a call back and our team will assist you with the right coverage options for you.

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